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UTI Capital Protection Oriented Scheme Series VII - IV 1278 Days

Rating (source: Value Research)
  • Overview

  • Performance

  • Portfolio

  • Fund
  • Scheme
  • Load
  • Management
  • Creation Unit/
Investment Objective

The investment objective of the scheme is to endeavor to protect the capital by investing in high quality fixed income securities as the primary objective and generate capital appreciation by investing in equity and equity related instruments as secondary objective.

However, there is no assurance that the investment objective of the Scheme will be realized and the Scheme does not assure or guarantee any returns. The Scheme is “oriented towards protection of capital” and not “with guaranteed returns”. Further, the orientation towards protection of the capital originates from the portfolio structure of the scheme and not from any bank guarantee, insurance cover etc.

Investment Information
1278 Days
A Close-Ended Capital Protection Oriented Income Fund.
Plan opens on
Wednesday, April 20, 2016
Plan closes on
Wednesday, May 04, 2016
Offer Price
Offer of Units of Rs.10/- per unit for cash during the New Fund Offer
Minimum Application amount
Minimum initial investment under Regular Sub Plan and Direct Sub Plan is
Rs. 5,000/- & in multiples of Rs. 1/- thereafter without any upper limit.
Allotment Date
Friday, May 06, 2016
Maturity Date
Tuesday, November 05, 2019

The Plan offers the following Sub Plans

Regular Sub Plan and Direct Sub Plan

Both Sub Plans offer Growth Option and Dividend Payout Option

Direct Sub Plan:

Direct Sub Plan is only for investors who purchase / subscribe Units in the Plan directly with UTI Mutual Fund and is not available for investors who route their investments through a Distributor (AMFI registered distributor / ARN Holder).

Regular Sub Plan:

Regular Sub Plan is for investors who purchase /subscribe Units in the Plan through a Distributor.
The Direct Sub Plan shall have a lower expense ratio as compared to the Regular Sub Plan to the extent of distribution expenses, commission, etc and no commission or distribution expenses for distribution of Units will be paid / charged under the Direct Sub Plan. The Direct Sub Plan shall have a separate NAV.
The Direct and Regular Sub Plans have a common portfolio
Treatment of applications under "Direct" / "Regular" Sub Plans:

Scenario Broker Code mentioned by the investor Sub Plan mentioned by the investor Default Sub Plan to be captured
1 Not mentioned Not mentioned Direct Sub Plan
2 Not mentioned Direct Direct Sub Plan
3 Not mentioned Regular Direct Sub Plan
4 Mentioned Direct Direct Sub Plan
5 Direct Not mentioned Direct Sub Plan
6 Direct Regular Direct Sub Plan
7 Mentioned Regular Regular Sub Plan
8 Mentioned Not mentioned Regular Sub Plan

In cases of wrong/ invalid/ incomplete ARN codes mentioned on the application form, the application shall be processed under Regular Sub Plan. The AMC shall contact and obtain the correct ARN code within 30 calendar days of the receipt of the application form from the investor/distributor. In case, the correct code is not received within 30 calendar days, the AMC shall reprocess the transaction under Direct Sub Plan from the date of application without any exit load.
Fund Manager - Biography
Fund Manager

Shri Sunil Patil

Shri Sunil Patil is M.Com, MFM,CAIIB-I.

Shri V. Srivasta

Mr. V. Srivatsa is a B.Com graduate, C.A., C.W.A. and has a PGDM from IIM, Indore.

Know More
Who Should Invest
  1. A risk averse investor who generally invests in to traditional forms of investments like Bank Fixed Deposits (FDs), Postal Saving Schemes, Corporate FDs, etc. can make a transition to this fund.
  2. Investors who want to participate in equities without risking their capital, can seek protection to their capital through the debt portfolio as well as take exposure to equities through this fund.
  3. This fund is suitable for investors who want to earn the current interest rate over the tenure of the scheme without taking any interest rate risk.
  4. High Tax bracket investors of traditional investments (eg: FDs etc.) who seek tax efficiency can take benefit of indexation and get an opportunity to earn better tax adjusted returns.

Tax Angle

The Tax Angle - Subject to prevalent tax laws (Please refer to the clause on Taxation in the Statement of Additional Information (SAI))
• The return can be in the form of dividend or capital appreciation depending upon the option of the investor.
– Dividend is tax free in the hands of investor while the fund has to incur a Dividend Distribution Tax

This product is suitable for investors who are seeking*:

  • Capital Protection at Maturity and Capital Appreciation over medium term.
  • Investment in Debt and Money Market Securities (70%-100%) and Equity and Equity related instruments (0% - 30%).
  • Moderately Low Level

* Investors should consult their financial advisers if in doubt about whether the product is suitable for them.

Fund Manager - Biography
Fund Manager

Shri Sunil Patil

He joined UTI AMC in October 1989. He has 16 years of experience in Primary Market Investment and Dealing and 7 years of experience in Fund Management.

Shri V. Srivasta

Mr. V. Srivatsa is a B.Com graduate, C.A., C.W.A. and has a PGDM from IIM, Indore. He has been with UTI AMC since 2002. Prior to joining UTI he has worked with Ford, Rhodes Parks & Co., Chartered Accountants for 3 years and as Officer-Audit in Madras Cements Ltd.. Presently he is working as an Offshore Fund Manager.

Plan Investment in Rupees
Load Structure Entry Load : NIL
Exit Load : No Exit Load is applicable for the Plan. No redemption is permitted before maturity of the Plan, being a close ended Scheme.

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Mutual Fund investments are subject to market risks, read all scheme related documents carefully.

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