Translation Advantages of investing in mutual funds

Mutual funds offer a plethora of products to choose from, which makes it easier for investors to align their investment objectives with investment avenues. Consider equity schemes; One can choose from index funds, equity diversified funds, large cap funds, mid cap funds, flexi cap funds, sector funds, and the list goes on.   Similarly, in case of debt schemes there are balanced funds, monthly income plans (MIPs), gilt funds, fixed maturity plans (FMPs) and many more. If one’s  investment horizon is very short, then he/she can invest in liquid funds.  

Another major advantage of investing in a mutual fund scheme is that it is professionally managed. With inputs from research analysts, the fund managers take investment decisions in tune with the objective of the scheme.   In short, you can rest assured that your money is in safe hands.

Mutual funds offer a very affordable investment avenue with initial investment as low as  Rs 500. Direct equity or debt investments on the other hand would require a much higher outlay. Moreover, a very moderate fee is charged  for your hassle‐free investment experience.  

Options like Systematic Investment Plans (SIP), Systematic Transfer Plans (STP) and Systematic Withdrawal Plans (SWP), enable you to manage your investments and withdrawals in an automatic and efficient manner. On the whole , mutual fund investing is quite simple and easy.

Mutual funds are highly liquid investments. One can redeem units of a mutual fund at NAV based prices and receive the redemption proceeds within a period of 3‐5 days.  

Mutual funds offer a plethora of products to choose from, which makes it easier for investors to align their investment objectives with investment avenues. Consider equity schemes; One can choose from index funds, equity diversified funds, large cap funds, mid cap funds, flexi cap funds, sector funds, and the list goes on.   Similarly, in case of debt schemes there are balanced funds, monthly income plans (MIPs), gilt funds, fixed maturity plans (FMPs) and many more. If one’s  investment horizon is very short, then he/she can invest in liquid funds.  

Facilities like ‘Systematic Investment Plan’ (SIP) inculcate a habit of regular saving and investing by making you invest a fixed amount periodically for a pre determined period of time in a mutual fund scheme.  

The mutual fund industry is regulated by Securities and Exchange Board of India (SEBI) and is governed by SEBI Mutual fund regulations.  These regulations ensure transparency in the functioning of mutual fund.  

An investor to achieve his financial goals requires various investment   avenues with varied risk‐return characterist

 Various investment options to choose from    

Professional Investment Management.   

Affordable investment.  

Convenience of investing. 

Easy  liquidity.    

Diversification with a small amount of investment.    

Disciplined Investing. . 

Transparent and well‐regulated industry.