Fund Facts
Fund Overview
Scheme Riskometer



Fund Performance
Period | Fund Performance Vs Benchmark (CAGR) | Growth for Rs 10,000 /- | ||||
NAV (%) | NAV (Rs) |
"Different plans have a different expense structure. The performance details provided herein are of Regular plan." * CAGR - Compounded annualized Growth Rate
"Different plans have a different expense structure. The performance details provided herein are of Regular plan." * CAGR - Compounded annualized Growth Rate
Portfolio
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Name | Weight(%) |
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Fund Managers
What are Short Term Income Fund?
UTI Short Term Income fund is an open ended Short Term Debt Scheme investing in instruments such that the Macaulay duration of portfolio is between 1 year and 3 years. (Please refer to page no.15 of SID on which the concept of Macaulay duration has been explained)
Why Invest in UTI Short Term Income Fund?
• The fund predominantly invests in high quality CDs, CPs and corporate
bonds with tactical exposure to sovereign instruments like G-Secs, SDLs,
etc. to actively manage duration
• The fund is well positioned in the prevailing marketing condition to
capture any yield movement in the 1-3 year
How are Short Term Income Fund taxed?
UTI Short Term Income Fund will attract capital gains tax if the redemption
value is more than the purchase price. The gains can either be short term or
long term in nature.
If you hold units for 3 years or less, the gains made are subject to
Short-Term Capital Gains Tax and are taxed as per your income slab. If you
hold the units for more than three years, the gains are subject to Long-Term
Capital Gains Tax which is taxed at 20% and you would get the benefit of
indexation (available to debt funds). Indexation accounts for the effect of
inflation in the acquisition purchase cost i.e. the purchase price is
increased to adjust for inflation (using an index provided by the
Government) before calculating the capital gain. Thus, it reduces the
overall tax liability.
Who should invest in UTI Short Term Income Fund?
• Investors who want to build their core debt portfolio for the short to
medium term investment horizon
• Investors looking towards reasonable returns and liquidity over
short to medium term
• Investors looking for alternative avenues to
traditional fixed income avenues like bank deposit, bonds, etc.
•
Conservative investors having an investment horizon of 1 to 3 years may look
at this fund
How to invest in UTI Short Term Income Fund?
Investors can simply log on to utimf.com or use UTI Mutual Fund Application and start investing subject to KYC compliance. Investors may also approach nearest UTI Financial Centers (UFCs). Alternatively, you may also approach your mutual fund distributor, financial advisor or various online platform for investments.
What are the benefits of investing in UTI Short Term Income Fund
• UTI Short Term Income Fund maintains a well-diversified portfolio of money
market and debt instruments while it tactically allocates to government
securities
• The fund aims to generate reasonable returns with low risk and high
liquidity from a portfolio of money market and debt securities