- Invested amount is the amount entered for either Monthly SIP and Lumpsum for the duration selected
- For lumpsum and monthly SIP investments returns are compounded annualized. 1 Year is assumed as 365 days.
- Dividends declared from benchmark's constituents isn't taken into account when comparing with investment in scheme's dividend plans.
- Worth of investment: Performance is compared against the latest benchmark of the scheme irrespective of the date of change of scheme's benchmark, if any.
- The start day for SIP investments is considered as 1st of every month
- For the purpose of NAV date applicability, if the investment date happens to be a non-business day, next business day's NAV is applied.
- Gold prices are available post 29 JAN, 2005 are based on daily closing values on MCX.
- PPF interest rate is assumed at 8.7% p.a. interest received is compounded monthly for the returns illustration in the charts.
- Dividend payouts reinvestment in scheme is not considered for the purpose of calculation of returns and graphical representation.
|This Scheme||BSE 100||Fixed Deposit||Gold||PPF|
|Period||Fund Performance Vs Benchmark (CAGR)||Growth for Rs 10,000 /-|
|NAV (%)||NAV (Rs)|
"Different plans have a different expense structure. The performance details provided herein are of Regular plan." * CAGR - Compounded annualized Growth Rate
Frequently asked questions
What are Treasury Advantage Fund?
UTI Treasury Advantage Fund is an open ended low duration debt scheme investing in instruments such that the Macaulay duration of the portfolio is between 6 months and 12 months (Please refer to page no.16 of SID on which the concept of Macaulay duration has been explained)
Who should Invest in UTI Treasury Advantage Fund?
• Investors looking towards reasonable returns and liquidity over short term
• Investors having a low risk appetite and wanting to park money for a short period of time Investors having an investment horizon of 6 months and above
• Investors looking for alternative avenues to traditional fixed income avenues like bank deposit, bonds, etc.
• Investors seeking to do asset allocation across various asset classes
How to Invest in UTI Treasury Advantage Fund?
Investors can simply log on to utimf.com or use UTI Mutual Fund Application and start investing subject to KYC compliance. Investors may also approach nearest UTI Financial Centers (UFCs). Alternatively, you may also approach your mutual fund distributor, financial advisor or various online platform for investments.
How are Treasury Advantage Fund taxed?
UTI Treasury Advantage Fund will attract capital gains tax if the redemption value is more than the purchase price. The gains can either be short term or long term in nature.
If you hold units for 3 years or less, the gains made are subject to Short-Term Capital Gains Tax and are taxed as per your income slab. If you hold the units for more than three years, the gains are subject to Long-Term Capital Gains Tax which is taxed at 20% and you would get the benefit of indexation (available to debt funds). Indexation accounts for the effect of inflation in the acquisition purchase cost i.e. the purchase price is increased to adjust for inflation (using an index provided by the Government) before calculating the capital gain. Thus, it reduces the overall tax liability.
What are the benefits of investing in UTI Treasury Advantage Fund?
• UTI Treasury Advantage Fund maintains a diversified portfolio through investing in money market instruments and lower maturity debt instruments along with tactical exposure to g-secs
• Aims to generate reasonable income with lower volatility over the short-term
• The portfolio duration of the fund is generally around 6 to 12 months which provides a high degree of liquidity
Why Invest in UTI Treasury Advantage Fund?
• The fund follows accrual strategy through investing in CPs, CDs and low duration corporate bonds along with tactical exposure to G-secs
• The scheme maintains a portfolio duration of 6 to 12 months which provides a high degree of liquidity