Equity Mutual Funds

Equity Fund is a type of mutual fund scheme that invests predominantly in equity shares of companies across sectors/industry for medium to long term capital appreciation. Mutual funds pool the money of the investors in a basket of securities as per set investment objective of the scheme. Equity funds must invest at least 65% of its net assets in equity and equity-related instruments. Since equities tend to perform well over the long term, such funds equip the investors with the potential of wealth creation and achieve financial goals over the long term.

Filters
  • All Schemes (58)
  • Equity (20)
  • ETF (6)
  • Debt (19)
  • Overnight & Liquid (2)
  • Solution based (4)
  • Hybrid (7)
Risk Metric:
Inception Date:
Investment Purpose:
₹ 117.8002 as of Sep 30, 2022
Equity - Sectoral
3.53 %
4.88 %
UTI Core Equity Fund Regular - Growth
Risk Metric:
Inception Date:
Investment Purpose:
₹ 98.5461 as of Sep 30, 2022
Equity - Large & Mid Cap Fund
4.87 %
11.04 %
UTI Dividend Yield Fund Regular - Growth
Risk Metric:
Inception Date:
Investment Purpose:
₹ 99.9362 as of Sep 30, 2022
Equity - Dividend Yield Fund
-2.45 %
11.88 %
Risk Metric:
Inception Date:
Investment Purpose:
₹ 238.8800 as of Sep 30, 2022
Equity - Multi Cap Fund
-4.67 %
15.01 %
UTI Focused Equity Fund Regular - Growth
Risk Metric:
Inception Date:
Investment Purpose:
₹ 10.2678 as of Sep 30, 2022
An open-ended equity scheme investing in maximum 30 stocks across market caps
3.43 %
N/A
UTI Healthcare Fund Regular - Growth
Risk Metric:
Inception Date:
Investment Purpose:
₹ 150.0988 as of Sep 30, 2022
Equity - Sectoral
-12.68 %
13.02 %
UTI India Consumer Fund Regular - Growth
Risk Metric:
Inception Date:
Investment Purpose:
₹ 40.9938 as of Sep 30, 2022
Equity - Thematic
7.71 %
11.33 %
UTI Infrastructure Fund Regular - Growth
Risk Metric:
Inception Date:
Investment Purpose:
₹ 80.3302 as of Sep 30, 2022
Equity - Thematic
6.98 %
8.79 %
UTI MNC Fund Regular - Growth
Risk Metric:
Inception Date:
Investment Purpose:
₹ 277.1302 as of Sep 30, 2022
Equity - Thematic
4.32 %
9.76 %
UTI Mastershare Unit Scheme Regular - Growth
Risk Metric:
Inception Date:
Investment Purpose:
₹ 190.1180 as of Sep 30, 2022
Equity - Large Cap Fund
1.79 %
12.62 %
UTI Mid Cap Fund Regular - Growth
Risk Metric:
Inception Date:
Investment Purpose:
₹ 190.8270 as of Sep 30, 2022
Equity - Mid Cap Fund
6.48 %
13.67 %
UTI Nifty 50 Index Fund Regular - Growth
Risk Metric:
Inception Date:
Investment Purpose:
₹ 114.8060 as of Sep 30, 2022
Equity - Index
4.77 %
13.37 %
Risk Metric:
Inception Date:
Investment Purpose:
₹ 9.7213 as of Sep 30, 2022
An open-ended scheme replicating/tracking Nifty Midcap 150 Quality 50 TRI
N/A
N/A
UTI Nifty Next 50 Index Fund Regular - Growth
Risk Metric:
Inception Date:
Investment Purpose:
₹ 15.1272 as of Sep 30, 2022
Equity - Index
5.56 %
N/A
Risk Metric:
Inception Date:
Investment Purpose:
₹ 12.9135 as of Sep 30, 2022
An Open-Ended Scheme replicating/tracking the Nifty200 Momentum 30 Index
0.5 %
N/A
Risk Metric:
Inception Date:
Investment Purpose:
₹ 10.5784 as of Sep 30, 2022
An open-ended scheme replicating/tracking S&P BSE Low Volatility TRI
N/A
N/A
Risk Metric:
Inception Date:
Investment Purpose:
₹ 9.9959 as of Sep 30, 2022
An open-ended scheme replicating/tracking the S&P BSE Sensex Index
N/A
N/A
UTI Small Cap Fund Regular - Growth
Risk Metric:
Inception Date:
Investment Purpose:
₹ 15.7123 as of Sep 30, 2022
An open-ended equity scheme predominantly investing in small-cap stocks.
10.64 %
N/A
Risk Metric:
Inception Date:
Investment Purpose:
₹ 150.8908 as of Sep 30, 2022
Equity - Sectoral
29.92 %
6.78 %
UTI Value Opportunities Fund Regular - Growth
Risk Metric:
Inception Date:
Investment Purpose:
₹ 100.3758 as of Sep 30, 2022
Equity - Value Fund
3.78 %
13.12 %
Risk Metric:
Inception Date:
Investment Purpose:
Equity - Sectoral
₹ 117.8002
3.53 %
4.88 %
UTI Core Equity Fund Regular - Growth
Risk Metric:
Inception Date:
Investment Purpose:
Equity - Large & Mid Cap Fund
₹ 98.5461
4.87 %
11.04 %
UTI Dividend Yield Fund Regular - Growth
Risk Metric:
Inception Date:
Investment Purpose:
Equity - Dividend Yield Fund
₹ 99.9362
-2.45 %
11.88 %
Risk Metric:
Inception Date:
Investment Purpose:
Equity - Multi Cap Fund
₹ 238.8800
-4.67 %
15.01 %
UTI Focused Equity Fund Regular - Growth
Risk Metric:
Inception Date:
Investment Purpose:
An open-ended equity scheme investing in maximum 30 stocks across market caps
₹ 10.2678
3.43 %
N/A
UTI Healthcare Fund Regular - Growth
Risk Metric:
Inception Date:
Investment Purpose:
Equity - Sectoral
₹ 150.0988
-12.68 %
13.02 %
UTI India Consumer Fund Regular - Growth
Risk Metric:
Inception Date:
Investment Purpose:
Equity - Thematic
₹ 40.9938
7.71 %
11.33 %
UTI Infrastructure Fund Regular - Growth
Risk Metric:
Inception Date:
Investment Purpose:
Equity - Thematic
₹ 80.3302
6.98 %
8.79 %
UTI MNC Fund Regular - Growth
Risk Metric:
Inception Date:
Investment Purpose:
Equity - Thematic
₹ 277.1302
4.32 %
9.76 %
UTI Mastershare Unit Scheme Regular - Growth
Risk Metric:
Inception Date:
Investment Purpose:
Equity - Large Cap Fund
₹ 190.1180
1.79 %
12.62 %
UTI Mid Cap Fund Regular - Growth
Risk Metric:
Inception Date:
Investment Purpose:
Equity - Mid Cap Fund
₹ 190.8270
6.48 %
13.67 %
UTI Nifty 50 Index Fund Regular - Growth
Risk Metric:
Inception Date:
Investment Purpose:
Equity - Index
₹ 114.8060
4.77 %
13.37 %
Risk Metric:
Inception Date:
Investment Purpose:
An open-ended scheme replicating/tracking Nifty Midcap 150 Quality 50 TRI
₹ 9.7213
N/A
N/A
UTI Nifty Next 50 Index Fund Regular - Growth
Risk Metric:
Inception Date:
Investment Purpose:
Equity - Index
₹ 15.1272
5.56 %
N/A
Risk Metric:
Inception Date:
Investment Purpose:
An Open-Ended Scheme replicating/tracking the Nifty200 Momentum 30 Index
₹ 12.9135
0.5 %
N/A
Risk Metric:
Inception Date:
Investment Purpose:
An open-ended scheme replicating/tracking S&P BSE Low Volatility TRI
₹ 10.5784
N/A
N/A
Risk Metric:
Inception Date:
Investment Purpose:
An open-ended scheme replicating/tracking the S&P BSE Sensex Index
₹ 9.9959
N/A
N/A
UTI Small Cap Fund Regular - Growth
Risk Metric:
Inception Date:
Investment Purpose:
An open-ended equity scheme predominantly investing in small-cap stocks.
₹ 15.7123
10.64 %
N/A
Risk Metric:
Inception Date:
Investment Purpose:
Equity - Sectoral
₹ 150.8908
29.92 %
6.78 %
UTI Value Opportunities Fund Regular - Growth
Risk Metric:
Inception Date:
Investment Purpose:
Equity - Value Fund
₹ 100.3758
3.78 %
13.12 %

Types of Equity Funds

Large Cap Fund

– Such funds invest at least 80% of its net assets in the equity shares of large cap companies.

Large & Mid Cap Fund

- Such funds invest at least 35% of their net assets in the equity shares of large cap and mid cap companies each.

Mid Cap Fund

- Such funds invest at least 65% of its net assets in the equity shares of mid cap companies.

Small Cap Fund

- Such funds invest at least 65% of its net assets in the equity shares of small cap companies.

Multi Cap Fund

– Such funds can invest across equity shares of large cap, mid cap and small cap companies with at least 25% each in each of market cap segments.

Flexi Cap Fund

– Such funds can invest across equity shares of large cap, mid cap and small cap companies without any particular bias towards any market cap segment.

Dividend Yield Fund

– Such funds invest predominantly in dividend yielding stocks with minimum 65% investment in equities.

Value Fund

– Such funds adopt value investing strategy with minimum 65% investment in equities.

Contra Fund

- Such funds adopt contrarian investing strategy with minimum 65% investment in equities.

Focused Fund

- Such funds adopt focused investing strategy with maximum investment in 30 stocks and minimum 65% investment in equities.

Sectoral/ Thematic Fund

- Such funds aim to capitalize on specific sectors/ themes with minimum 80% investment in equities of a particular sector/ theme.

Equity Linked Savings Scheme (ELSS)

- Such funds must invest at least 65% in equities and equity related instruments with a 3-year lock-in period and carry tax benefits under Section 80C of the Income Tax Act.

Invest in Equity Funds

The process of investing in equity funds is the same as that for investing in any other mutual fund category. One can invest in equity funds through the website/ mobile application of the mutual fund house or physically submit the application form at Official Points of Acceptance (POA).

Taxation of Equity Funds

The appreciation in the investment value of debt fund units is taxed at the time of redemption of mutual fund units. Gains from such funds are taxed at 15% if the units are held for less than 12 months, while the tax rate is 10% if the units have been held for 12 months or more. Further, LTCG from equity shares and equity-oriented funds are exempt up to Rs. 1 lakh in a year.

Note: The tax provisions mentioned in the article are for illustrative purposes only and are updated as per the Union Budget 2022 presented in the Parliament in February 2022. The tax rates for capital gains will be as per the tax laws applicable on the date of redemption/ sale and not on the investment date.

Frequently asked questions

Why Should You Invest in Equity Fund?

Equity Mutual Fund Scheme is an investment vehicle for achieving one’s long-term goals or for wealth creation. The risk and the returns potential vary from scheme to scheme. Here are a few reasons why one must consider investing in equity fund schemes.

  • The primary benefit of investing in equity fund is capital appreciation. Potential for delivering inflation-adjusted returns and accumulate a significant corpus in the long- term.

  • Equity mutual fund schemes are typically invested in portfolio of 40-50 stocks spread across different sectors, thus mitigates the riskiness of the investments relatively.

  • Investment in equity mutual fund scheme may be one of the best choices to achieve long-term financial goals.

  • Professional fund managers manage the investments, thereby save one’s time and help manage the challenges of stock selection, allocation to sectors, monitoring, and management.

How do Equity Fund Work?

Like all mutual fund schemes, equity mutual fund schemes pool fund from investors and invest a large portion of the corpus (at least 60%) in equity shares of the companies across sectors. The asset allocation is done according to the investment mandate of the scheme, meaning, a large-cap scheme will predominantly invest in large-caps, and a thematic equity scheme will invest in equities around a specific theme.

Equity mutual fund schemes are known to be riskier than other types of mutual funds for short term horizon, however, has the potential of relatively higher returns over medium to long term. And, this makes it a must-have investment in your portfolio.

Are Equity Mutual Fund Schemes taxable?

Both the tax-saving equity mutual fund schemes and the regular equity funds have the same tax implication. If the investment is redeemed before 12 months, the returns earned are treated as short-term capital gains and are taxed at 15%.  For investments that are redeemed after 12 months, the returns are considered as long- term capital gains, and it is taxed at 10% if the returns earned is more than Rs. 1 lakh in a financial year.

ELSS (Equity Linked Savings Scheme) or tax-saving equity funds is one of the most efficient tax-savings schemes under Section 80C of the IT Act, 1961. It has the shortest lock-in period of three years.

SIP (Systematic Investment Plan) or Lump Sum in Equity Mutual Fund Schemes?

Investments in Equity Mutual Fund Schemes may be made in two ways – lump sum investment or through SIP (Systematic Investment Plan). In lump sum route, one may invest through a single payment, whereas, under the SIP mode, one may invest periodically (monthly, quarterly, half-yearly or annually etc.) based on the scheme one chooses to invest.

SIP is a process for a disciplined investment of a certain on a pre-decided date in a specific mutual fund scheme, regularly over a period of time.

* Disclaimer - Past performance is not a guarantee of future returns and may or may not be sustained in the future.

Disclaimers:

The information set out above is included for general information purposes only and is not exhaustive and does not constitute legal or tax advice. In view of the individual nature of the tax consequences, each investor is advised to consult his or her or their own tax consultant with respect to specific tax implications arising out of their participation in the Scheme. Income Tax benefits to the mutual fund & to the unit holder is in accordance with the prevailing tax laws/finance bill 2020. Any action taken by you on the basis of the information contained herein is not intended as on offer or solicitation for the purchase and sales of any schemes of UTI mutual Fund. Please read the full details provided in SID and SIA carefully before taking any decision.

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