Fund Facts
Fund Overview
Scheme Riskometer



Fund Performance
Period | Fund Performance Vs Benchmark (CAGR) | Growth for Rs 10,000 /- | ||||
NAV (%) | NAV (Rs) |
"Different plans have a different expense structure. The performance details provided herein are of Regular plan." * CAGR - Compounded annualized Growth Rate
"Different plans have a different expense structure. The performance details provided herein are of Regular plan." * CAGR - Compounded annualized Growth Rate
Portfolio
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Name | Weight(%) |
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Fund Managers
What are UTI Gilt Fund?
UTI Gilt Fund is an open ended Gilt Fund which predominantly invests in Government Securities issued by the central and/or state government.
Who Should Invest in Gilt Funds?
• Investors who have moderate risk appetite with a longer investment horizon
• Investors looking for capital appreciation in a falling interest rate environment
• Investors seeking to build their long term debt portfolio
• Investors having an investment horizon of 3 years & above may look at this fund
How do Gilt Funds work?
UTI Gilt Fund predominantly invests in Government Securities issued by the central and/or state government. The scheme aims to generate stable and regular returns with possibility of capital appreciation over a long term horizon. From a credit perspective, investments are made in highest rated instruments (Government Securities) thus minimalizing the credit risk of the portfolio.
How are Gilt Funds taxed?
A Gilt fund will attract capital gains tax if the redemption value is more than the purchase price. The gains can
either be short term or long term in nature.
If you hold units for 3 years or less, the gains made are subject to Short-Term Capital Gains Tax and are taxed
as per your income slab. If you hold the units for more than three years, the gains are subject to Long-Term Capital
Gains Tax which is taxed at 20% and you would get the benefit of indexation (available to debt funds). Indexation
accounts for the effect of inflation in the acquisition purchase cost i.e. the purchase price is increased to adjust
for inflation (using an index provided by the Government) before calculating the capital gain. Thus, it reduces the
overall tax liability.
How to invest in Gilt Funds?
Investors can simply log on to utimf.com or use UTI Mutual Fund Application and start investing subject to KYC compliance. Investors may also approach nearest UTI Financial Centers (UFCs). Alternatively, you may also approach your mutual fund distributor, financial advisor or various online platform for investments.