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UTI Money Market Fund

UTI Money Market Fund

Debt - Money Market Fund

UTI Money market Fund predominantly invests in money market instruments such that the portfolio duration is upto 1 year. Scheme aims to provide high level of liquidity by investing in quality instruments with lower risk. Investors having an invetsment horizon of more than 3 months may look at this fund

Snapshot

          Fund Type
          
              Inception
              
          Risk Metric
          
Returns 

          1 Year
          
          3 Year
          
          5 Year
          
NAV 
          
₹ -
 as of
           -

Fund Facts

          Month End AuM
          
          Monthly Avg. AuM
          
          No. of Folio Accounts
          
          Minimum Investment Amount
          
          Total Expense Ratio
          
          Benchmark Index
          
          Special Facitilities
          
          Exit Load

Fund Overview

            
Scheme Riskometer

In terms of SEBI Circular No. SEBI/HO/IMD/IMD-II DOF 3/P/CIR/2021/573 dated June 07, 2021, all debt schemes of UTI Mutual Fund have been classified in terms of a Potential Risk Class (PRC) Matrix, consisting of maximum interest rate risk (measured by Macaulay Duration (MD) of the scheme) and maximum credit risk (measured by Credit Risk Value (CRV) of the scheme) that a scheme can take, effective December 1, 2021.

Period	Fund Performance Vs Benchmark (CAGR)			Growth for Rs 10,000 /-
Period	NAV (%)			NAV (Rs)

"Different plans have a different expense structure. The performance details provided herein are of Regular plan." * CAGR - Compounded annualized Growth Rate

Portfolio

	Fund	Benchmark	Net

Current Asset Allocation

Top 10 Holdings

Name	Weight(%)

Fund Managers

Frequently asked questions

What are Money Market Funds?

UTI Money Market Fund is an open ended debt scheme investing in money market instruments such that the portfolio duration is upto 1 year.

Why Invest in UTI Money Market Funds?

• Maintains a well diversified portfolio of money market instruments aiming to provide stable returns with low volatility over the short term
• Aims to minimize the Interest rate risk by maintaining a duration of less than 1 year

How to Invest in Money Market Funds?

Investors can simply log on to utimf.com or use UTI Mutual Fund Application and start investing subject to KYC compliance. Investors may also approach nearest UTI Financial Centers (UFCs). Alternatively, you may also approach your mutual fund distributor, financial advisor or various online platform for investments.

Tax Implication on Money Market Funds?

UTI Money Market Fund will attract capital gains tax if the redemption value is more than the purchase price. The gains can either be short term or long term in nature.
If you hold units for 3 years or less, the gains made are subject to Short-Term Capital Gains Tax and are taxed as per your income slab. If you hold the units for more than three years, the gains are subject to Long-Term Capital Gains Tax which is taxed at 20% and you would get the benefit of indexation (available to debt funds). Indexation accounts for the effect of inflation in the acquisition purchase cost i.e. the purchase price is increased to adjust for inflation (using an index provided by the Government) before calculating the capital gain. Thus, it reduces the overall tax liability.

Who should invest in UTI Money Market Funds?

• Investors looking for an alternate avenue to park their surplus funds lying idle in savings/ current accounts
• Investors looking towards reasonable returns and liquidity over the near to short term
• Investors who are looking for systematic transfer plan to equity oriented schemes
• Investors having a low risk appetite wanting to park money for a short period of time i.e. 3 months to 12 months