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UTI Treasury Advantage Fund

Debt - Low Duration Fund

UTI Treasury Advantage Fund is a low duration fund which invests in quality debt and money market instruments (predominantly in securities/instruments being rated as AAA/A1+) to provide reasonable returns with low volatility over the short-term. The portfolio duration of the fund is generally around 6 to 12 months which provides a high degree of liquidity. Investors who want to park their money for short period of time with an investment horizon upto 12 months may look at this fund.

Snapshot

Fund Type
Inception
Risk Metric
Returns
1 Year
3 Year
5 Year
NAV
as of -

Fund Facts

Month End AuM
Monthly Avg. AuM
No. of Folio Accounts
Minimum Investment Amount
Total Expense Ratio
Benchmark Index
Special Facitilities
Exit Load

Fund Overview

Scheme Riskometer

In terms of SEBI Circular No. SEBI/HO/IMD/IMD-II DOF 3/P/CIR/2021/573 dated June 07, 2021, all debt schemes of UTI Mutual Fund have been classified in terms of a Potential Risk Class (PRC) Matrix, consisting of maximum interest rate risk (measured by Macaulay Duration (MD) of the scheme) and maximum credit risk (measured by Credit Risk Value (CRV) of the scheme) that a scheme can take, effective December 1, 2021.
Potential Risk Class - B-II

Fund Performance

Period Fund Performance Vs Benchmark (CAGR) Growth for Rs 10,000 /-
NAV (%) NAV (Rs)

"Different plans have a different expense structure. The performance details provided herein are of Regular plan." * CAGR - Compounded annualized Growth Rate

"Different plans have a different expense structure. The performance details provided herein are of Regular plan." * CAGR - Compounded annualized Growth Rate

Portfolio

Fund Benchmark Net
Current Asset Allocation
Top 10 Holdings
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Name Weight(%)

Fund Managers

Frequently asked questions

    What are Treasury Advantage Fund?

    UTI Treasury Advantage Fund is an open ended low duration debt scheme investing in instruments such that the Macaulay duration of the portfolio is between 6 months and 12 months (Please refer to page no.16 of SID on which the concept of Macaulay duration has been explained)

    Who should Invest in UTI Treasury Advantage Fund?

    • Investors looking towards reasonable returns and liquidity over short term
    • Investors having a low risk appetite and wanting to park money for a short period of time Investors having an investment horizon of 6 months and above
    • Investors looking for alternative avenues to traditional fixed income avenues like bank deposit, bonds, etc.
    • Investors seeking to do asset allocation across various asset classes

    How to Invest in UTI Treasury Advantage Fund?

    Investors can simply log on to utimf.com or use UTI Mutual Fund Application and start investing subject to KYC compliance. Investors may also approach nearest UTI Financial Centres (UFCs). Alternatively, you may also approach your mutual fund distributor, financial advisor or various online platform for investments.

    How are Treasury Advantage Fund taxed?

    UTI Treasury Advantage Fund will attract capital gains tax if the redemption value is more than the purchase price. The gains can either be short term or long term in nature.
    If you hold units for 3 years or less, the gains made are subject to Short-Term Capital Gains Tax and are taxed as per your income slab. If you hold the units for more than three years, the gains are subject to Long-Term Capital Gains Tax which is taxed at 20% and you would get the benefit of indexation (available to debt funds). Indexation accounts for the effect of inflation in the acquisition purchase cost i.e. the purchase price is increased to adjust for inflation (using an index provided by the Government) before calculating the capital gain. Thus, it reduces the overall tax liability.

    What are the benefits of investing in UTI Treasury Advantage Fund?

    • UTI Treasury Advantage Fund maintains a diversified portfolio through investing in money market instruments and lower maturity debt instruments along with tactical exposure to g-secs
    • Aims to generate reasonable income with lower volatility over the short-term
    • The portfolio duration of the fund is generally around 6 to 12 months which provides a high degree of liquidity

    Why Invest in UTI Treasury Advantage Fund?

    • The fund follows accrual strategy through investing in CPs, CDs and low duration corporate bonds along with tactical exposure to G-secs
    • The scheme maintains a portfolio duration of 6 to 12 months which provides a high degree of liquidity