Banking and Financial Services Funds are a type of equity funds that predominantly invest in companies that cater to the banking and financial sector. The sector comprises of universal banks, small finance banks, insurance companies, non-banking financial companies, HFCs, co-operatives, pension funds, mutual funds and other smaller financial entities.

The objective of the scheme is to generate long term capital appreciation by investing predominantly in equity and equity related securities of companies/institutions engaged in the banking and financial services activities. However, there can be no assurance or guarantee that the investment objective of the scheme would be achieved.

Investors willing to have a tactical allocation to their overall equity portfolio. Investors willing to increase the risk spectrum of their portfolio with an exposure to a sectoral philosophy of investing in stocks of companies engaged in banking & financial services.

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- Diversified in its approach by investing in companies within banking and financial services sector vis., companies engaged in retail & commercial banking, insurance, non-banking financial companies, co-operatives, pension funds, mutual funds, exchanges and other smaller financial entities.
- Agnostic to market capitalization spectrum; that can help the fund deliver superior risk adjusted returns across market cycles.
- The Fund may also take concentrated exposure to certain stocks based on the conviction and possibly could lead to increased alpha creation.