UTI Equity Savings Fund

Hybrid - Equity Saving

About

UTI Equity Savings Fund is an equity savings mutual fund scheme which invests in a hybrid portfolio of equity and debt securities with some exposure in arbitrage. The fund was launched in August 2018

As of April 30, 2022, the fund has Assets Under Management (AUM) of Rs. 251 crores with an expense ratio of 1.53% for Regular Plans and 0.70% for Direct Plans. This equity savings mutual funds have an exit load of 1% if the investments are redeemed before 12 months. However, 10% of the units can be redeemed without exit load.

The primary investment objective of this equity savings scheme is to provide investors with capital appreciation and regular income using arbitrage opportunities in equity and debt investments. The fund aims to deliver relatively stable returns with lower volatility and is suitable for investors with limited equity exposure and a conservative risk appetite.

The equity investments have a multi-cap approach with a large-cap bias, while the debt portion aims for quality credit with lower portfolio duration.

Invest in UTI Equity Savings Fund - Features and Benefits

  • The fund diversifies across asset classes by investing across equity, debt, and arbitrage opportunities. It aims to invest at least 65% in equities (including arbitrage) and 10% in debt.
  • One can conveniently invest in UTI Equity Savings Fund through the UTI Mutual Fund website and mobile app.
  • Investment can be made in a lump sum or through Systematic Investment Plans (SIPs).
  • Invest for an amount as low as Rs. 5,000 for the Growth option and Income Distribution cum Capital Withdrawal (ICDW) option.
  • The gains from UTI Equity Savings Fund carry a special tax rate of 15% for Short-Term Capital Gains (STCG) and 10% for Long-Term Capital Gains (LTCG). Additionally, in aggregate, LTCG up to Rs. 1 lakh a year from equity shares and equity funds is exempt.

Investors are advised to consult their investment or tax advisor before making an investment

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Snapshot

Fund Type
Inception
Risk Metric
Returns
1 Year
3 Year
5 Year
NAV

Fund Facts

Month End AuM
Monthly Avg. AuM
No. of Folio Accounts
Minimum Investment Amount
Total Expense Ratio
Benchmark Index
Special Facitilities
Exit Load

Fund Performance

Period Fund Performance Vs Benchmark (CAGR) Growth for Rs 10,000 /-
NAV (%) NAV (Rs)

"Different plans have a different expense structure. The performance details provided herein are of Regular plan." * CAGR - Compounded annualized Growth Rate

"Different plans have a different expense structure. The performance details provided herein are of Regular plan." * CAGR - Compounded annualized Growth Rate

Portfolio

Fund Benchmark Net
Current Asset Allocation
Top 10 Holdings
View All
Name Weight(%)

Fund Managers

Frequently asked questions

    What is UTI Equity Savings Fund?

    UTI Equity Saving Fund is an open-ended hybrid scheme which provides capital appreciation and income distribution by investing in equity / equity related instruments, arbitrage opportunities and debt / money market instruments.

    How are the returns of UTI Equity Savings Fund?

    Over the last one year UTI Equity Savings Fund has generated 25.34% CAGR as against the benchmark index CRISIL Equity Savings Index of 22.23% CAGR as of September 30, 2021. The past performance may or may not be sustained in the future. For more details on preformance click here

    What is the current NAV of UTI Equity Savings Fund?

    The NAV of UTI Equity Savings Fund - Regular Plan - Growth is Rs.13.0404 as of September 30, 2021. To view the NAV history of the fund click here

    How is UTI Equity Savings Fund taxed?

    On redemption of investments of UTI Equity Savings Fund, capital gains are taxed as below: The Fund will attract capital gains tax if the redemption value is more than the purchase price. The gains can either be short term or long term in nature. If the units are held for 3 years or less, the gains made are subject to Short-Term Capital Gains Tax (STCG) and are taxed as per the income slab. If the units are held for more than 3 years, the gains are subject to Long-Term Capital Gains Tax (LTCG) which is taxed at 20% with the benefit of indexation (available to debt-oriented funds). Indexation accounts for the effect of inflation in the acquisition purchase cost i.e., the purchase price is increased to adjust for inflation (as per the cost inflation index (CII) notified by the Central Board of Direct Taxes (CBDT)) before calculating the capital gain. Thus, it reduces the overall tax liability for the investor.

    What is the investment objective of UTI Equity Savings Fund?

    The investment objective of the Scheme is to provide capital appreciation and income distribution to the investors using arbitrage opportunities, investment in equity / equity related instruments and debt / money market instruments. However, there is no assurance or guarantee that the investment objective of the Scheme would be achieved.

    How do I invest in UTI Equity Savings Fund?

    Investors can invest online at UTI Mutual Fund or download the mobile app and start investing subject to KYC compliance. Investors may also approach nearest UTI Financial Centres (UFCs). Alternatively, you may also approach your mutual fund distributor, financial advisor, or various online platform for investments.