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UTI Multi Asset Fund

Hybrid - Multi Asset Allocation

About

UTI Multi-Asset Fund is an open-ended mutual fund scheme offered by UTI Mutual Fund, which invests in equity, debt, and Gold ETFs. The fund was launched in November 2008 and has been in existence for more than 13 years across different market cycles.

As of February 28, 2022, the fund has Assets Under Management (AUM) of Rs. 863 crores with an expense ratio of 1.88% for Regular Plans and 0.93% for Direct Plans. This multi asset fund has an exit load of 1% if the investments are redeemed before 12 months. However, 10% of the units can be redeemed without exit load.

Since different asset classes emerge winners in different economic cycles, the investors can benefit by maintaining a diversified investment portfolio. The scheme’s primary investment objective is to create long-term wealth by investing across asset classes, wherein the portfolio allocation is managed dynamically.

Invest in UTI Multi-Asset Fund - Features and Benefits

  • The mutual fund diversifies across asset classes by investing across equity, debt, and gold. It must invest at least 10% each in equity, debt, and gold in line with SEBI Guidelines and aims for at least 65% equity allocation for tax-efficient returns.
  • One can conveniently invest in this UTI multi asset mutual funds through the UTI Mutual Fund website and mobile app.
  • nvestments in this multi asset allocation funds can be made in a lump sum or through Systematic Investment Plans (SIPs).
  • Invest for an amount as low as Rs. 5,000 for the Growth option and Income Distribution cum Capital Withdrawal (ICDW) option.
  • The gains from UTI Multi-Asset growth fund carry a special tax rate of 15% for Short-Term Capital Gains (STCG) and 10% for Long-Term Capital Gains (LTCG). Additionally, in aggregate, LTCG up to Rs. 1 lakh a year from equity shares and equity funds is exempt.
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Snapshot

Fund Type
Inception
Risk Metric
Returns
1 Year
3 Year
5 Year
NAV
as of -

Fund Facts

Month End AuM
Monthly Avg. AuM
No. of Folio Accounts
Minimum Investment Amount
Total Expense Ratio
Benchmark Index
Special Facitilities
Exit Load

Fund Performance

Period Fund Performance Vs Benchmark (CAGR) Growth for Rs 10,000 /-
NAV (%) NAV (Rs)

"Different plans have a different expense structure. The performance details provided herein are of Regular plan." * CAGR - Compounded annualized Growth Rate

"Different plans have a different expense structure. The performance details provided herein are of Regular plan." * CAGR - Compounded annualized Growth Rate

Portfolio

Fund Benchmark Net
Current Asset Allocation
Top 10 Holdings
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Name Weight(%)

Fund Managers

Frequently asked questions

    What is UTI Multi Asset Fund?

    UTI Multi Asset Fund is a hybrid fund with a diversified portfolio of equity, debt and gold assets with dynamic management of equity portfolio. The fund gives investors the benefit of exposure to a diversified portfolio. The objective of the Scheme is to achieve long term capital appreciation and generate regular income.

    Who should Invest in Multi Asset Funds?

    Investors looking for a portfolio with a combination of equity, debt and gold with a periodic rebalancing of the portfolio based on asset allocation model and for long-term wealth creation.

    How to Invest in UTI Multi Asset Funds?

    Investors can invest online at UTI Mutual Fund website or download the mobile app and start investing subject to KYC compliance. Investors may also approach nearest UTI Financial Centres (UFCs). Alternatively, you may also approach your mutual fund distributor, financial advisor or various online platform for investments.

    Why invest in UTI Multi Asset Fund?

    - UTI Multi Asset Fund provides a single route access to a diversified portfolio spreading across equity, debt & gold
    - The Fund provides a dynamic equity allocation based on model to circumvent investor‘s emotions of fear & greed
    - The fund has a potential to limit the portfolio down-side risk in a falling market

    How is UTI Multi Asset Fund taxed?

    On redemption of investments of UTI Multi Asset Fund, capital gains are taxed as below: The Fund will attract capital gains tax if the redemption value is more than the purchase price. The gains can either be short term or long term in nature. If the units are held for 3 years or less, the gains made are subject to Short-Term Capital Gains Tax (STCG) and are taxed as per the income slab. If the units are held for more than 3 years, the gains are subject to Long-Term Capital Gains Tax (LTCG) which is taxed at 20% with the benefit of indexation (available to debt-oriented funds). Indexation accounts for the effect of inflation in the acquisition purchase cost i.e., the purchase price is increased to adjust for inflation (as per the cost inflation index (CII) notified by the Central Board of Direct Taxes (CBDT)) before calculating the capital gain. Thus, it reduces the overall tax liability for the investor.