UTI Liquid Cash Plan

Debt - Liquid Fund

UTI Liquid Cash Plan predominately invests in high rated debt & money market instruments with a maturity of upto 91 days. Investment is made in issuers generally having A1+ or equivalent rating with the aim to minimize risk and generate reasonable income. It is a preferable investment option for parking money over a short period of time i.e. up to 1 month.


Fund Type
Risk Metric
1 Year
3 Year
5 Year

Fund Facts

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Monthly Avg. AuM
No. of Folio Accounts
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Total Expense Ratio
Benchmark Index
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Fund Overview

Scheme Riskometer

In terms of SEBI Circular No. SEBI/HO/IMD/IMD-II DOF 3/P/CIR/2021/573 dated June 07, 2021, all debt schemes of UTI Mutual Fund have been classified in terms of a Potential Risk Class (PRC) Matrix, consisting of maximum interest rate risk (measured by Macaulay Duration (MD) of the scheme) and maximum credit risk (measured by Credit Risk Value (CRV) of the scheme) that a scheme can take, effective December 1, 2021.
Potential Risk Class - B-I

Fund Performance

Period Fund Performance Vs Benchmark (CAGR) Growth for Rs 10,000 /-
NAV (%) NAV (Rs)

"Different plans have a different expense structure. The performance details provided herein are of Regular plan." * CAGR - Compounded annualized Growth Rate

"Different plans have a different expense structure. The performance details provided herein are of Regular plan." * CAGR - Compounded annualized Growth Rate


Fund Benchmark Net
Current Asset Allocation
Top 10 Holdings
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Fund Managers

Frequently asked questions

    What are Liquid Cash Plan?

    UTI Liquid Cash Plan is an open ended liquid fund investing in debt and money market instruments with maturity of up to 91 days.

    Should I invest in UTI Liquid Cash Plan?

    • Aims to generate reasonable income with high quality low risk portfolio
    • The scheme provides an alternate avenue to park surplus funds lying idle in savings/ current accounts

    How to Invest in UTI Liquid Cash Plan?

    Investors can simply log on to utimf.com or use UTI Mutual Fund Application and start investing subject to KYC compliance. Investors may also approach nearest UTI Financial Centers (UFCs). Alternatively, you may also approach your mutual fund distributor, financial advisor or various online platform for investments.

    How are Liquid Cash Plan taxed?

    UTI Liquid Cash Plan will attract capital gains tax if the redemption value is more than the purchase price. The gains can either be short term or long term in nature.
    If you hold units for 3 years or less, the gains made are subject to Short-Term Capital Gains Tax and are taxed as per your income slab. If you hold the units for more than three years, the gains are subject to Long-Term Capital Gains Tax which is taxed at 20% and you would get the benefit of indexation (available to debt funds). Indexation accounts for the effect of inflation in the acquisition purchase cost i.e. the purchase price is increased to adjust for inflation (using an index provided by the Government) before calculating the capital gain. Thus, it reduces the overall tax liability.

    What are the benefits of investing in UTI Liquid Cash Plan?

    • UTI Liquid Cash Plan is highly liquid in nature as investments are made in securities having a maturity of upto 91 days
    •The fund is positioned as low-risk, low-volatility fund which aims at offering reasonable returns to investors looking to park short term surplus