UTI Smart Plan

Diversified
  • What is UTI Smart Plan?

    UTI provides solutions for tax savings requirement coupled with insurance planning, retirement planning and wealth creation planning. UTI Unit Linked Insurance Plan (UTI ULIP) offers multiple benefits including life coverage and personal accident cover, UTI Retirement Benefit Pension Fund (UTI RBP) facilitates creation of retirement corpus and periodic income in the form of annuity like payment, and lastly UTI Long Term Equity Fund (Tax Saving) (UTI LTEF) which predominantly invests in equity and equity related instruments focuses on long term wealth creation.

  • Why choose UTI Smart Plan?

    With so many tax saving options to choose from, investors find it difficult to single out and pick the best. It is always advisable to choose that goes beyond just tax saving and offers solution to many investment necessities as well. 

    UTI ULIP is primarily designed to provide return through growth in the NAV or through dividend distribution and reinvestment thereof. With a pedigree of close to 50 years in building investor wealth, UTI ULIP is suitable for investors who are seeking long term capital appreciation through investment in debt and equity instruments.

    The asset allocation in UTI ULIP is as follows:

    • Debt: Min 60% – Max 100% (Low to medium risk)

    • Equity: Min 0% – Max 40% (Medium to high risk)

    UTI RBP’s primary objective is to provide pension in the form of periodical income/cash flow to the unitholders to the extent of redemption value of their holding after they complete 58 years of age. With a pedigree of 25 years plus UTI RBP provides a portfolio mix of debt and equity along with a choice of systematic investment plan & systematic withdrawal plan to take care of retirement needs.

    The asset allocation of UTI RBP is as follows:

    • Debt (including securitized debt): Min 60% – Max 100% (Low to medium risk)

    • Equity & Equity related instruments: Min 0% – Max 40% (Medium to high risk)

    UTI LTEF is an Equity Linked Saving Scheme (ELSS) providing dual benefits of sound returns potential by investing in equity securities and also savings on taxes. The fund provides for portfolio diversification through its investment approach of investing across the market capitalization spectrum. UTI LTEF is suitable for investors looking for long term wealth creation by investing in predominantly in equity securities.

    The asset allocation of UTI LTEF is as follows:

    • Equity & Equity related instruments: Min 80% – Max 100% (Medium to high risk)

    • Debt (including securitized debt): Min 0% – Max 20% (Low to medium risk)

    With a distinct product positioning in terms of investment objective & asset allocation, provides you with the opportunity to meet various investment needs with one single offering which would help one to save tax beside wealth creation, insurance planning & retirement planning. So get in touch with a UTI Financial Advisor to know more

Returns Calculator

of Rs
Must be a multiple of 100 and greater than 0.
for
  • vs
This Scheme BSE 100 Fixed Deposit Gold PPF
3 months 109.25 105.89 117.65 178.67 134.78
9 months 109.25 105.89 117.65 178.67 134.78
1 year 109.25 105.89 117.65 178.67 134.78
3 years 139.25 145.89 137.65 188.67 112.78
5 years 164.25 105.89 117.65 178.67 134.78
Since Inception 109.25 105.89 117.65 178.67 134.78

Returns Calculator

of Rs
Must be a multiple of 100 and greater than 0.
for
  • vs
This Scheme BSE 100 Fixed Deposit Gold PPF
3 months 109.25 105.89 117.65 178.67 134.78
9 months 109.25 105.89 117.65 178.67 134.78
1 year 109.25 105.89 117.65 178.67 134.78
3 years 139.25 145.89 137.65 188.67 112.78
5 years 164.25 105.89 117.65 178.67 134.78
Since Inception 109.25 105.89 117.65 178.67 134.78

Returns Calculator

of Rs
Must be a multiple of 100 and greater than 0.
for
  • vs
This Scheme BSE 100 Fixed Deposit Gold PPF
3 months 109.25 105.89 117.65 178.67 134.78
9 months 109.25 105.89 117.65 178.67 134.78
1 year 109.25 105.89 117.65 178.67 134.78
3 years 139.25 145.89 137.65 188.67 112.78
5 years 164.25 105.89 117.65 178.67 134.78
Since Inception 109.25 105.89 117.65 178.67 134.78
Find out how much you need to start saving Check Our Tax Calculator