UTI Unit Linked Insurance Plan

  • What?

    Unit Linked Insurance Plan (ULIP) is a life insurance product, which provides risk cover for you along with investment options to invest in any number of qualified investments such as stocks, bonds or mutual funds. They combine the benefits of protection and saving in a single instrument. The major advantage that a ULIP has over the traditional wealth creation tools is the benefit of a Life Cover. As a result, your money continues to grow and at the same time, your loved one’s future is protected from life's unexpected turns.

  • Why?

    UTI’s ULIP enables the best of both worlds by offering the twin benefits of life insurance and market-linked returns. Hence, you have the opportunity to invest your money to earn higher returns, while taking care of your protection needs. With a pedigree of 45 years in building investor wealth, UTI ULIP is suitable for investors who are seeking long-term capital appreciation through investment in equity and debt instruments. You have the added flexibility to withdraw your investments at any time, subject to the exit load. In addition, UTI ULIP provides an additional Personal Accident Cover of up to Rs. 50 thousand irrespective of the target amount.

    The major benefits of choosing UTI’s ULIP is as follows:


    • Cost Effectiveness

      • Low expense ratio, generating better return for the portfolio

      • Life Insurance Cover at a lower cost*

    • Creation of Wealth

      • Equity allocation helps in earning market related return  

      • Debt Allocation provides stability to the portfolio

    • Coverage

      • Life insurance cover of up to a maximum of Rs.  15 lakh  

      • Personal accident cover of up to Rs. 50 thousand

    • Convenience & benefits

      • Payment of premium for insurance Cover even at the event of non-receipt of contribution

      • No medical examination for insurance cover

      • Withdrawal Option at a minimum cost

      • Convenience in Claim settlement

      • Tax benefit under Sec 80 C of IT Act, 1961

    Choose ULIP today to achieve your investment goals and ensure the financial security of your loved ones.

    With UTI unit Linked Insurance Plan you get,

    • 40/60 – Equity/ Debt Portfolio Mix

    • Rich History of 45 Years

    • Immediate Exit Options

    • No Medical Check Ups

    • Information Available on Public Domain

    • Accidental Cover Up to Rs. 50 thousand

Returns Calculator

of Rs
Must be a multiple of 100 and greater than 0.
  • vs
This Scheme BSE 100 Fixed Deposit Gold PPF
3 months 109.25 105.89 117.65 178.67 134.78
9 months 109.25 105.89 117.65 178.67 134.78
1 year 109.25 105.89 117.65 178.67 134.78
3 years 139.25 145.89 137.65 188.67 112.78
5 years 164.25 105.89 117.65 178.67 134.78
Since Inception 109.25 105.89 117.65 178.67 134.78
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