| Investment Objective The investment objective of the scheme is to generate reasonable income and capital appreciation by investing minimum of 65% of total assets in AA and below rated corporate bonds (excluding AA+ rated corporate bonds). However there can be no assurance that the investment objective of the Scheme will be achieved. The Scheme does not guarantee / indicate any returns. |
|
Inception Date |
19th November, 2012 |
Fund Manager |
Mr. Ritesh Nambiar (CFA, FRM, MMS [Finance]), BMS(Fin) Managing the scheme since Jul-2015 |
Fund AUM |
Fund size monthly average : 574.07 Crore Closing AUM : 566.01 Crore |
Total expense ratio (%) |
Regular : 1.67 Direct : 1.11 |
Minimum Investment Amount |
Minimum initial investment under Growth option is Rs.500/- and in multiples of Re.1/-. & under IDCW option is Rs.20,000/- and in multiples of Re.1/- |
Plans/Options
(Regular / Direct) |
Gowth Option IDCW Option (with Payout and Reinvestment Facilities) Default Option - Growth Option |
| No. of Unit Holding Accounts | 12,849 |
| Portfolio Parameters | Weighted Average Maturity :3.00 yrs Yield to Maturity : 6.28% Modified Duration : 1.56 yrs Macaulay Duration : 1.63 yrs PMAT : 3.00 yrs PYLD : 6.28% PMD : 1.56 yrs PMCD : 1.63 yrs |
Load Structure |
Entry Load : Nil Exit Load (A) Redemption / Switch out within 12 months from the date of allotment – (i) upto 10% of the allotted Units – NIL (ii) beyond 10% of the allotted Units - 1.00 % (B) Redemption / Switch out after 12 months from the date of allotment – NIL |
Segregated AUM & NAV |
Segregated Fund Size Monthly Average - 17022020 : 46.37 Crore Closing AUM: 47.20 Crore |
NAV per unit as on 30th November, 2021 |
Regular Growth Option 13.6820 Regular IDCW Option 8.2162 Direct Growth Option 15.0589 Direct IDCW Option 8.9885 |
High/Low of NAV in the month |
Growth Option : 13.6888, 13.6434 |
Benchmark Index |
CRISIL Short Term Credit Risk Index |
| SIP/SWP/STRIP |  |
| Fund Size | 574.07 Crore (Monthly Average as on 30/11/2021) |
UTI Credit Risk Fund (Formerly known as UTI Income Opportunities Fund) - IDCW Declared |
||||||
Year |
IDCW |
Rs. Per unt |
NAV |
Face Value |
NAV Date |
Record Date |
(Cum Div ) |
(per unit) |
|||||
2014 |
1.50% |
0.15 |
10.9267 |
10 |
22-12-2014 |
29-12-2014 |
2015 |
2.00% |
0.2 |
11.0319 |
10 |
19-03-2015 |
26-03-2015 |
2015 |
1.25% |
0.125 |
11.058 |
10 |
18-06-2015 |
25-06-2015 |
2015 |
1.25% |
0.125 |
11.1633 |
10 |
21-09-2015 |
28-09-2015 |
2015 |
1.25% |
0.125 |
11.2764 |
10 |
21-12-2015 |
28-12-2015 |
2016 |
3.25% |
0.325 |
11.3754 |
10 |
21-03-2016 |
28-03-2016 |
2016 |
1.50% |
0.15 |
11.6493 |
10 |
20-06-2016 |
27-06-2016 |
2016 |
1.50% |
0.15 |
11.5104 |
10 |
19-09-2016 |
26-09-2016 |
2016 |
1.50% |
0.15 |
11.6442 |
10 |
19-12-2016 |
26-12-2016 |
2017 |
2.50% |
0.25 |
11.6698 |
10 |
15-03-2017 |
22-03-2017 |
2017 |
1.50% |
0.15 |
12.3492 |
10 |
21-06-2017 |
28-06-2017 |
2017 |
1.50% |
0.15 |
11.7604 |
10 |
18-09-2017 |
25-09-2017 |
2017 |
1.50% |
0.15 |
11.7444 |
10 |
19-12-2017 |
26-12-2017 |
2018 |
1.50% |
0.15 |
11.7434 |
10 |
19-03-2018 |
26-03-2018 |
2018 |
0.30% |
0.03 |
11.6753 |
10 |
19-06-2018 |
26-06-2018 |
2018 |
0.45% |
0.045 |
11.7932 |
10 |
18-09-2018 |
25-09-2018 |
2018 |
1.25% |
0.125 |
11.9678 |
10 |
19-12-2018 |
26-12-2018 |
2019 |
2.00% |
0.2 |
12.0368 |
10 |
18-03-2019 |
25-03-2019 |
The scheme IDCW details under regular plan.
Disclaimer: Pursuant to payment of Dividend/Bonus, the Nav of the income distribution cum capital withdrawal options of the schemes would fall to the extent of payout and statutory levy (if applicable)
| UTI Credit Risk Fund (Segregated - 17022020) SEGREGATED Portfolio as on November, 30, 2021 | ||
| Portfolio | % of NAV |
Rating |
| Vodafone Idea Ltd | 49.41 |
CARE-B- |
| Vodafone Idea Ltd | 41.60 |
CARE-B- |
| Net Current Assets | 8.99 |
|
| Total | 100.00 |
|
| UTI Credit Risk Fund (Segregated -06032020) SEGREGATED Portfolio as on November, 30, 2021 | ||
| Portfolio | % of NAV |
Rating |
| Yes Bank Ltd. | 0* |
ICRA-D |
| * Percentage to NAV Less Than 0.01 | ||
Portfolio |
% of Nav |
Rating |
|
Govt Securities |
|||
8.20% G SEC MATURING ON 15.02.2022 |
10.43 |
SOV |
|
GOI FRB - MAT 30/10/2034 |
4.39 |
SOV |
|
7.59% NI GS - 20/03/2029 |
2.38 |
SOV |
|
GOI FRB - MAT 22/09/2033 |
2.14 |
SOV |
|
7.26% GSEC 14/01/29 |
1.87 |
SOV |
|
Long Term Debt |
|||
Piramal Capital & Housing Finance Ltd |
7.02 |
ICRA AA |
|
Tata Motors Ltd. |
4.51 |
ICRA AA- |
|
National Bank For Agriculture & Rural Development |
4.50 |
CRISIL AAA |
|
Summit Digitel Infrastructure Pvt Ltd |
4.40 |
CRISIL AAA |
|
Dilip Buildcon Ltd |
4.36 |
CRISIL A |
|
India Grid Trust |
3.69 |
CRISIL AAA |
|
Tata Power Company Ltd. |
3.68 |
IND AA |
|
Torrent Power Ltd. |
3.58 |
CRISIL AA |
|
Amba River Coke Ltd |
3.56 |
CARE AA- |
|
Aadhar Housing Finance Ltd. |
3.53 |
CARE AA |
|
Aditya Birla Fashion & Retail Ltd. |
3.51 |
CRISIL AA |
|
Tata Steel Ltd. |
3.23 |
BWR AA+ |
|
JM Financial Asset Reconstruction Co Ltd |
2.70 |
ICRA AA- |
|
Godrej Industries Ltd. |
2.69 |
CRISIL AA |
|
TMF Holdings Ltd |
2.66 |
CRISIL AA- |
|
Axis Bank Ltd. |
1.82 |
CRISIL AAA |
|
Coastal Gujarat Power Ltd |
1.80 |
CARE AA(CE) |
|
HDFC Ltd. |
1.80 |
CRISIL AAA |
|
Afcons Infrastructure Ltd. |
1.78 |
ICRA A+ |
|
Power Finance Corporation Ltd. |
1.78 |
CRISIL AAA |
|
Manappuram Finance Ltd. |
1.78 |
CRISIL AA |
|
L&T Finance Ltd. |
0.89 |
CRISIL AAA |
|
Shriram Transport Finance Co.Ltd. |
0.89 |
CRISIL AA+ |
|
Net Current assets |
8.63 |
||
Total |
100.00 |
Under Segregated portfolio (Subscription & redemption facility is not available however the unit of Segregated portfolio will be listed on the recognized stock exchange.
| Fund Performance Vs Benchmark (CAGR) as on 30th November, 2021 Growth of 10000
|
||||||
| Period | NAV Growth (%) |
CRISIL Short Term Credit Risk Index (%) |
CRISIL 10 Year Gilt Index (%) |
NAV Growth () |
CRISIL Short Term Credit Risk Index () |
Yield (%) CRISIL 10 Year Gilt Index () |
| 1 Year | 21.62 |
6.70 |
2.35 |
12,162 |
10,670 |
10,235 |
| 3 Years | -5.67 |
9.37 |
7.83 |
8,392 |
13,086 |
12,540 |
| 5 Years | -1.26 |
8.28 |
5.12 |
9,385 |
14,888 |
12,838 |
| Since inception* | 3.53 |
9.28 |
7.08 |
13,681 |
22,297 |
18,554 |
Different plans have a different expense structure. The performance details provided herein are of regular plan.
*Compounded annualized Growth Rate.For performance details of other Schemes managed by the Fund Manager, please refer the respective Scheme sheets as listed Please click here
in ‘Fund Manager Summary’. Schemes Managed by Mr. Ritesh Nambiar. *The Scheme returns are inclusive of the impact of segregation of the portfolio Debt
instruments of Altico Capital India Ltd, Vodafone Idea Ltd, Yes Bank Ltd and Zee Learn Ltd. have been segregated from the Main Portfolio on Sep 13, 2019 Feb 17, 2020 March 6,
2020 and July 07, 2020 Respectively
| Period | |||||||
|
Investment Amount ()
|
Value- Fund ()
|
CRISIL Short Term
Credit Risk Index () |
CRISIL 10 Year
Gilt Index () |
Yield (%) Fund
|
Yield (%)
CRISIL Short Term Credit Risk Index |
Yield (%)
CRISIL 10 Year Gilt Index |
|
1 Year |
120,000 |
139,839 |
124,276 |
122,220 |
32.11 |
6.69 |
3.46 |
3 Years |
360,000 |
373,993 |
410,279 |
386,948 |
2.49 |
8.68 |
4.75 |
5 Years |
600,000 |
586,798 |
747,025 |
690,622 |
-0.88 |
8.70 |
5.57 |
7 Years |
840,000 |
837,442 |
1,145,779 |
1,037,021 |
-0.09 |
8.73 |
5.93 |
Since inception |
1,080,000 |
1,140,190 |
1,634,250 |
1,440,290 |
1.19 |
8.96 |
6.25 |
Note: Systematic Investment Plan (SIP) returns are worked out assuming investment of 10,000/- every month at NAV per unit of the scheme as on the first working day for the respective time periods. The loads have not been taken into account. Past performance may or may not be sustained in future.
*Investors should consult their Mutual Fund Distributor if in doubt about whether the product is suitable for them.
- Reasonable income and capital appreciation over medium to long term
- Investment in Debt and Money Market instruments
*Investors should consult their financial advisers if in doubt about whether the product is suitable for them.
