UTI SHORT TERM INCOME FUND

Short Duration Fund (Macaulay duration of the portfolio is between 1 year - 3 years) | UTI Short Term Income Fund is an open ended short term debt scheme investing in instruments such that the Macaulay duration of portfolio is between 1 year and 3 years. (Please refer to page no.15 of SID on which the concept of Macaulay duration has been explained). A Relatively High interest rate risk and moderate Credit Risk.| Data as on 30 November 2021

Investment Objective
The investment objective of the scheme is to generate reasonable income, with low risk and high level of liquidity from a portfolio of debt & money market instruments.
However there can be no assurance that the investment objective of the Scheme will be achieved. The Scheme does not guarantee / indicate any returns.
Inception Date
23rd June, 2003
Fund Manager
Mr. Sudhir Agrawal [MCom,PGDBA (Finance),CFA]
Managing the scheme since July-2012
Fund AUM
Fund size monthly average : 4076.14 Crore
Closing AUM : 4029.74 Crore
High/Low NAV in the month
High Growth Option : 25.3391
Low Growth Option : 25.2760
Total expense ratio (%)
Regular : 0.95
Direct : 0.34
Minimum Investment Amount
Minimum initial investment under Growth option is Rs.500/- and in multiples of Re.1/-.& under IDCW option is Rs.20,000/- and in multiples of Re.1/-
Plans/Options (Regular / Direct)
Growth Sub-Option IDCW Sub-Option
No. of Unit Holding Accounts 10,822
Portfolio Parameters Weighted Average Maturity : 2.26 yrs
Yield to Maturity :4.83%
Modified Duration : 1.08 yrs
Macaulay Duration : 1.14 yrs
Securitised Debt
Shining Metal Trust Ii: 1.19 Years
PMAT : 2.26 yrs
PYLD : 4.83%
PMD : 1.08 yrs
PMCD : 1.14 yrs
Load Structure
Entry Load : Nil
Exit Load : Nil
NAV per unit as on 30th November, 2021
Regular Growth Option 36.0125
Regular IDCW Option 11.4130
Direct Growth Option 26.4263
Direct IDCW Option 10.7778
Benchmark Index
CRISIL Short Term Bond Fund Index
SIP/SWP/STRIP Digital Factsheet - Checkbox Image
Fund Size 4076.14 Crore (Monthly Average as on 30/11/2021)
UTI Short Term Income Fund - IDCW Declared - Last 10 Quarterly IDCW
Year
IDCW 
Rs. Per unt
NAV
(Cum Div )
Face Value (per unit)
NAV Date
Record Date
2016
1.50%
0.15
12.3259
10.00
19-12-2016
26-12-2016
2017
2.50%
0.25
12.3115
10.00
15-03-2017
22-03-2017
2017
1.50%
0.15
12.3823
10.00
21-06-2017
28-06-2017
2017
1.50%
0.15
12.4211
10.00
18-09-2017
25-09-2017
2017
1.50%
0.15
12.3826
10.00
19-12-2017
26-12-2017
2018
1.50%
0.15
12.3556
10.00
19-03-2018
26-03-2018
2018
0.30%
0.03
12.3207
10.00
19-06-2018
26-06-2018
2018
1.00%
0.10
12.4819
10.00
18-09-2018
25-09-2018
2018
1.20%
0.12
12.6444
10.00
19-12-2018
26-12-2018
2019
2.00%
0.20
12.724
10.00
18-03-2019
25-03-2019
2020
1.50%
0.15
12.5178
10.00
17-06-2020
24-06-2020
2020
1.50%
0.15
12.6397
10.00
16-09-2020
23-09-2020
2020
1.50%
0.15
12.7588
10.00
14-12-2020
21-12-2020
2021
1.75%
0.075
12.6723
10.00
16-06-2021
23-06-2021
2021
1.25%
0.125
12.7771
10.00
15-09-2021
22-09-2021

The scheme IDCW details under regular plan.
Disclaimer: Pursuant to payment of Dividend/Bonus, the Nav of the income distribution cum capital withdrawal options of the schemes would fall to the extent of payout and statutory levy (if applicable)

Portfolio
% of Nav
Rating
CP / CDs
Bajaj Finance Ltd.
1.86
CRISIL A1+
National  Bank For Agriculture & Rural Development
1.23
ICRA A1+
FRBs
Axis Finance Ltd
3.97
CRISIL AAA
Shriram Transport Finance Co.Ltd.
1.25
IND AA+
REC Ltd
1.24
CRISIL AAA
Govt Securities
GOI FRB - MAT 22/09/2033
7.27
SOV
182D T BILL MAT 02/12/2021
4.71
SOV
8.24% TAMIL NADU SDL MAT - 09/09/25
2.15
SOV
182 DTB MAT 16/12/2021
1.61
SOV
7.68% G S 15/12/23
1.31
SOV
7.16% G-Sec-mat 20.05.2023
1.29
SOV
8.27% RAJASTHAN SPL SDL -23/06/2022
1.27
SOV
5.82% BIHAR SDL 20/01/2026
1.23
SOV
7.68% M P SPL SDL- 22/03/2023
0.77
SOV
8.15% GSEC 11.06.2022
0.63
SOV
8.18% HR UDAY SDL -15/06/2022
0.63
SOV
8.35% GOI 14/05/2022
0.63
SOV
5.39% GUJARAT SDL MAT - 31/03/2024
0.63
SOV
05.15 GS 09/11/2025
0.07
SOV
8.19% RAJASTHAN SPL SDL -23/06/2026
0.00
SOV
NCDs
HDFC Ltd.
5.62
CRISIL AAA
National  Bank For Agriculture & Rural Development
4.99
ICRA AAA
REC Ltd
3.71
CRISIL AAA
Housing And Urban Development Corpn
2.60
ICRA AAA
Power Finance Corporation Ltd.
2.51
CRISIL AAA
Hindustan Petroleum Corporation Ltd.
2.48
CRISIL AAA
Indian Railways Fin Corpn Ltd.
2.38
CRISIL AAA
India Grid Trust
1.89
CRISIL AAA
Food Corporation Of India
1.89
CRISIL AAA(CE)
Mahindra Rural Housing Finance Ltd
1.73
CRISIL AA+
Sikka Ports & Terminals Ltd.
1.56
CRISIL AAA
Tata Motors Finance Ltd.
1.49
CRISIL AA-
ICICI Bank Ltd
1.30
ICRA AA+
Punjab National Bank
1.25
CRISIL AA+
Bank Of Baroda
1.25
CARE AA+
Mahindra & Mahindra Fin.Ser.Ltd.
1.13
IND AAA
Piramal Capital & Housing Finance Ltd
1.10
ICRA AA
Muthoot Finance Ltd
1.01
CRISIL AA+
Bajaj Finance Ltd.
0.87
CRISIL AAA
Indian Oil Corporation Ltd.
0.64
CRISIL AAA
Indian Hotels Company Ltd.
0.64
CARE AA
Sundaram Home Finance Ltd.
0.63
CRISIL AA+
Cholamandalam Investment & Finance Company Ltd
0.50
ICRA AA+
EXIM Bank
0.30
CRISIL AAA
State Bank Of India
0.25
CRISIL AA+
Larsen & Toubro Ltd.
0.07
CRISIL AAA
Securitised Debt
Shining Metal Trust II
1.14
CRISIL AAA(SO)
Net Current assets
21.32
Total
100.00
Top 10 scrips in the portfolio

Fund Performance Vs Benchmark (CAGR) as on 30th November, 2021 Growth of 10000
Period
NAV Growth (%)
CRISIL Short Term
Bond Fund
Index (%)
CRISIL 10 Year Gilt Index (%)
NAV Growth 
()
CRISIL Short Term
Bond Fund
Index ()
CRISIL 10 Year Gilt Index ()
1 Year
8.54
4.42
2.35
10,854
10,442
10,235
3 Years
5.01
8.34
7.83
11,581
12,719
12,540
5 Years
5.15
7.31
5.12
12,856
14,233
12,838
Since inception*
7.70
7.81
6.07
25,340
25,666
20,931

Different plans have a different expense structure. The performance details provided herein are of regular plan.
*Compounded annualized Growth Rate.
For performance details of other Schemes managed by the Fund Manager, please refer the respective Scheme sheets as listed Please click here in ‘Fund Manager Summary’. Schemes Managed by Mr. Sudhir Agrawal.

Period
Investment Amount ()
Value- Fund ()
CRISIL Short Term
Bond Fund
Index ()
CRISIL 10 Year
Gilt Index
()
Yield (%) Fund
Yield (%)
CRISIL Short Term
Bond Fund Index
Yield (%)
CRISIL 1 Year
T-Bill Index
1 Year
120,000
127,450
123,269
122,220
11.74
5.10
3.46
3 Years
360,000
405,859
401,507
386,948
7.95
7.22
4.75
5 Years
600,000
699,946
726,376
690,622
6.10
7.58
5.57
7 Years
840,000
1,044,097
1,105,281
1,037,021
6.12
7.72
5.93
10 Years
1,200,000
1,696,036
1,817,583
1,663,830
6.73
8.05
6.36
15 Years
 
NA 
 
NA 
 
NA 
 
NA 
NA
NA
NA
Since inception
1,560,000
2,544,917
2,721,993
2,420,795
7.14
8.09
6.43

Note: Systematic Investment Plan (SIP) returns are worked out assuming investment of 10,000/- every month at NAV per unit of the scheme as on the first working day for the respective time periods. The loads have not been taken into account. Past performance may or may not be sustained in future.

*Investors should consult their Mutual Fund Distributor if in doubt about whether the product is suitable for them.:

  • Reasonable with low risk and high level of liquidity over short-term
  • Investment in Debt & Money Market instruments

*Investors should consult their financial advisers if in doubt about whether the product is suitable for them.

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