| Investment Objective The investment objective of the scheme is to generate reasonable income, with low risk and high level of liquidity from a portfolio of predominantly debt & money market securities by Banks, Public Sector Undertakings (PSUs), Public Financial Institutions (PFIs) and Municipal Bonds. However there can be no assurance that the investment objective of the Scheme will be achieved. The Scheme does not guarantee / indicate any returns. |
|
Inception Date |
27th January, 2014 |
Fund Manager |
Mr. Sudhir Agrawal [MCom, PGDBA (Finance), CFA] Managing the scheme since Aug-2014 |
Fund AUM |
Fund size monthly average : 232.03 Crore Closing AUM : 246.04 Crore |
High/Low NAV in the month |
High Growth Option : 16.4795 Low Growth Option : 16.4554 |
Total expense ratio (%) |
Regular : 0.30 Direct : 0.16 |
Minimum Investment Amount |
Minimum initial investment under Growth option is Rs.500/- and in multiples of Re.1/-. & under IDCW option is Rs.20,000/- and in multiples of Re.1/- |
Plans/Options
(Regular / Direct) |
IDCW option & Growth option Mthly/Qtly/HalfYearly/Annual/Flexi Payout & Reinvestment IDCW Option |
| No. of Unit Holding Accounts | 3,751 |
| Portfolio Parameters | Weighted Average Maturity : 1.71 yrs Yield to Maturity : 4.10% Modified Duration :1.17 yrs Macaulay Duration : 1.21 yrs PMAT : 1.71 yrs PMD : 1.17 yrs PYLD : 4.10% PMCD : 1.21 yrs |
Load Structure |
Entry Load : Nil Exit Load : Nil |
NAV per unit as on 31st October, 2021 |
Regular Growth Option 16.4742 Regular IDCW Option 11.8603 Direct Growth Option 16.5978 Direct IDCW Option 11.9237 |
Benchmark Index |
CRISIL Banking and PSU Debt Index |
| SIP/SWP/STRIP |  |
| Fund Size | 232.03 Crore (Monthly Average as on 31/10/2021) |
UTI Banking & PSU Debt Fund - IDCW Declared |
||||||
Year |
IDCW |
Per unt |
NAV (Cum Div ) |
Face Value (per unit) |
NAV Date |
Record Date |
2015 |
1.50% |
0.150 |
10.4645 |
10.00 |
21-12-2015 |
28-12-2015 |
2016 |
2.50% |
0.250 |
11.2802 |
10.00 |
21-03-2016 |
28-03-2016 |
2016 |
1.50% |
0.150 |
11.2826 |
10.00 |
20-06-2016 |
27-06-2016 |
2016 |
1.50% |
0.150 |
10.7366 |
10.00 |
19-09-2016 |
26-09-2016 |
2016 |
1.50% |
0.150 |
10.9412 |
10.00 |
19-12-2016 |
26-12-2016 |
2017 |
2.50% |
0.250 |
10.9018 |
10.00 |
15-03-2017 |
22-03-2017 |
2017 |
1.50% |
0.150 |
10.9302 |
10.00 |
21-06-2017 |
28-06-2017 |
2017 |
1.50% |
0.150 |
10.9452 |
10.00 |
18-09-2017 |
25-09-2017 |
2017 |
1.50% |
0.150 |
10.9373 |
10.00 |
19-12-2017 |
26-12-2017 |
2018 |
1.50% |
0.150 |
10.9148 |
10.00 |
19-03-2018 |
26-03-2018 |
2018 |
0.30% |
0.030 |
10.8702 |
10.00 |
19-06-2018 |
26-06-2018 |
2018 |
1.00% |
0.100 |
11.0165 |
10.00 |
18-09-2018 |
25/09/2018 |
2018 |
1.20% |
0.120 |
11.2040 |
10.00 |
19-12-2018 |
26-12-2018 |
2019 |
1.50% |
0.150 |
11.0514 |
10.00 |
18-03-2019 |
25-03-2019 |
2020 |
1.00% |
0.100 |
11.3820 |
10.00 |
17-06-2020 |
24-06-2020 |
2020 |
1.00% |
0.100 |
11.4756 |
10.00 |
16-09-2020 |
23-09-2020 |
2020 |
1.00% |
0.100 |
11.5779 |
10.00 |
14/12/2020 |
21/12/2020 |
2021 |
0.50% |
0.050 |
11.4186 |
10.00 |
16/06/2021 |
23/06/2021 |
2021 |
0.75% |
0.075 |
11.4837 |
10.00 |
15/09/2021 |
22/09/2021 |
The scheme IDCW details under regular plan.
Disclaimer: Pursuant to payment of Dividend/Bonus, the Nav of the income distribution cum capital withdrawal options of the schemes would fall to the extent of payout and statutory levy (if applicable)
Portfolio |
% of Nav |
Rating |
|
CP / CDs |
|||
EXIM Bank |
2.02 |
CRISIL A1+ |
|
Govt Securities |
|||
6.10% GSEC MAT-12/07/2031. |
9.95 |
SOV |
|
GOI FRB - MAT 22/09/2033 |
2.06 |
SOV |
|
Long Term Debt |
|||
Food Corporation Of India |
8.29 |
CRISIL AAA(CE) |
|
NHPC Ltd. |
8.23 |
ICRA AAA |
|
REC Ltd |
8.16 |
CRISIL AAA |
|
National Highways Authority Of India |
6.13 |
CRISIL AAA |
|
Oil & Natural Gas Corporation Ltd. |
6.03 |
ICRA AAA |
|
Housing And Urban Development Corpn |
5.20 |
ICRA AAA |
|
Indian Railways Fin Corpn Ltd. |
4.20 |
CRISIL AAA |
|
Hindustan Petroleum Corporation Ltd. |
4.16 |
CRISIL AAA |
|
National Bank For Agriculture & Rural Development |
4.15 |
ICRA AAA |
|
Small Indst. Dev. Bank Of India |
4.15 |
CARE AAA |
|
Jorabat Shillong Expressway Ltd.~ |
2.08 |
IND D |
|
National Housing Bank |
2.06 |
CRISIL AAA |
|
Indian Oil Corporation Ltd. |
2.04 |
CRISIL AAA |
|
Net Current assets |
21.09 |
||
Total |
100.00 |
~ Backed by Annuity from National Highway Authority of India - NHAI
| Fund Performance Vs Benchmark (CAGR) as on 31st October 2021 Growth of 10000
|
||||||
| Period | NAV Growth (%) |
CRISIL Banking and PSU Debt Index (%) |
CRISIL 10 Year Gilt Index (%) |
NAV Growth () |
CRISIL Banking and PSU Debt Index () |
CRISIL 10 Year Gilt Index () |
| 1 Year | 2.98 |
4.58 |
1.64 |
10,298 |
10,458 |
10,164 |
| 3 Years | 3.97 |
8.81 |
8.28 |
11,240 |
12,886 |
12,698 |
| 5 Years | 5.06 |
7.74 |
5.84 |
12,801 |
14,520 |
13,284 |
| Since inception* | 6.66 |
8.85 |
7.82 |
16,477 |
19,286 |
17,917 |
Different plans have a different expense structure. The performance details provided herein are of regular plan.
*Compounded annualized Growth Rate.
For performance details of other Schemes managed by the Fund Manager, please refer the respective Scheme sheets as listed in Please click here in ‘Fund Manager Summary’. No of
Schemes Managed by Mr. Sudhir Agrawal is 6.
| Period | |||||||
|
Investment Amount ()
|
Value- Fund ()
|
CRISIL Banking
and PSU Debt Index () |
CRISIL 10 Year
Gilt Index () |
Yield (%) Fund
|
Yield (%)
CRISIL Banking and PSU Debt Index |
Yield (%)
CRISIL 10 Year Gilt Index |
|
1 Year |
120,000 |
121,981 |
123,190 |
122,168 |
3.11 |
5.02 |
3.41 |
3 Years |
360,000 |
386,884 |
402,559 |
387,587 |
4.75 |
7.42 |
4.87 |
5 Years |
600,000 |
673,203 |
729,665 |
691,741 |
4.56 |
7.78 |
5.64 |
7 Years |
840,000 |
1,013,775 |
1,115,612 |
1,039,213 |
5.30 |
7.99 |
6.00 |
Since inception |
920,000 |
1,141,011 |
1,263,464 |
1,168,106 |
5.53 |
8.13 |
6.13 |
Note: Systematic Investment Plan (SIP) returns are worked out assuming investment of 10,000/- every month at NAV per unit of the scheme as on the first working day for the respective time periods. The loads have not been taken into account. Past performance may or may not be sustained in future.
*Investors should consult their Mutual Fund Distributor if in doubt about whether the product is suitable for them.:
- Reasonable income, with low risk and high level of liquidity over short to medium term
- Investment predominantly in Debt & Money Market Securities issued by Bank, Public Sector Undertaking (PSUs),Public Financial Institutions (PFIs) and Municipal Bonds
*Investors should consult their financial advisers if in doubt about whether the product is suitable for them.
