| Investment Objective The investment objective of the scheme is primarily to generate a corpus to provide for pension in the form of periodical income / cash flow to the unit holders to the extent of redemption value of their holding after the age of 58 years by investing in a mix of securities comprising of debt & money market instruments and equity & equity related instruments. However, there is no assurance or guarantee that the investment objective of the Scheme would be achieved. |
|||||||||
| Inception Date |
26th December, 1994 | ||||||||
| Fund Manager |
Mr. Amandeep S. Chopra - B.Sc. MBA [FMS Delhi] (Debt Portfolio) Mr. V Srivatsa - B.Com., PGDM (IIM-I), CA & ICWA (Equity Portion) | ||||||||
| Fund AUM |
Fund size monthly average : 3643.29 Crore Closing AUM : 3621.92 Crore |
||||||||
| High/Low NAV in the month |
High Growth Option : 34.9403 Low Growth Option : 34.0755 |
||||||||
Total expense ratio (%) |
Regular : 1.69 Direct : 1.07 |
||||||||
Minimum Investment Amount |
Minimum amount of each investment is 500/- (purchase value). There is no upper limit. | ||||||||
Plans/Options
(Regular / Direct) |
Growth Option | ||||||||
| No. of Unit Holding Accounts | 21,07,500 | ||||||||
| Portfolio Parameters | Weighted Average Maturity : 5.43 yrs Yield to Maturity : 5.62% Modified Duration : 3.71 yrs |
||||||||
Market Capitalisation (%) |
|
||||||||
Load Structure |
Entry Load : Nil Exit Load : Nil An open ended retirement solution oriented scheme having a lock in of 5 years from the date of allotment of units or till retirement age (whichever is earlier) |
||||||||
NAV per unit as on October 31, 2021 |
Regular Growth Option 34.3375 Direct Growth Option 36.1558 |
||||||||
Options Available |
SWP Options & SIP | ||||||||
Benchmark Index |
CRISIL Short Term Debt Hybrid 60+40 Fund Index | ||||||||
| SIP/SWP/STRIP |  |
||||||||
| Fund Size | 3643.29 Crore (Monthly Average as on 31/10/2021) | ||||||||
UTI Retirement Benefit Pension Fund - Bonus Declared |
||||||
Year |
IDCW |
Per unt |
NAV (Cum Div ) |
Face Value (per unit) |
NAV Date |
Record Date |
2007 |
01:10 |
19.3365 |
10.00 |
30-03-2007 |
05-04-2007 |
|
2009 |
01:10 |
21.1539 |
10.00 |
19-05-2009 |
26-05-2009 |
|
2010 |
01:05 |
22.1851 |
10.00 |
31-03-2010 |
07-04-2010 |
|
2011 |
01:10 |
19.8899 |
10.00 |
25-04-2011 |
02-05-2011 |
|
2012 |
01:10 |
18.0822 |
10.00 |
13-06-2012 |
20-06-2012 |
|
2013 |
01:10 |
18.4373 |
10.00 |
23-05-2013 |
30-05-2013 |
|
2014 |
01:10 |
19.9371 |
10.00 |
25-08-2014 |
01-09-2014 |
|
The scheme IDCW details under regular plan.
Disclaimer: Pursuant to payment of Dividend/Bonus, the Nav of the income distribution cum capital withdrawal options of the schemes would fall to the extent of payout and statutory levy (if applicable)
Portfolio |
% of Nav |
Rating |
|
Equity |
|||
ICICI Bank Ltd |
2.95 |
||
HDFC Bank Ltd. |
2.80 |
||
Larsen & Toubro Ltd. |
2.14 |
||
State Bank Of India |
2.07 |
||
ITC Ltd. |
1.96 |
||
Infosys Ltd. |
1.80 |
||
Bharti Airtel Ltd. |
1.71 |
||
HDFC Ltd. |
1.55 |
||
Axis Bank Ltd. |
1.23 |
||
Reliance Industries Ltd. |
1.16 |
||
Tata Motors Ltd. |
1.02 |
||
Wipro Ltd. |
0.85 |
||
HCL Technologies Ltd. |
0.80 |
||
Mahindra & Mahindra Ltd. |
0.78 |
||
Dr Reddy's Laboratories Ltd. |
0.69 |
||
Others |
15.65 |
||
Govt Securities |
|||
Others |
12.74 |
||
6.45% GSEC MAT - 07/10/2029 |
6.25 |
SOV |
|
8.20% G SEC MATURING ON 15.02.2022 |
2.79 |
SOV |
|
5.22% GS 15/06/2025 |
2.74 |
SOV |
|
GOI FRB - MAT 22/09/2033 |
2.66 |
SOV |
|
8.25% MH SDL- 13/05/2025 |
2.24 |
SOV |
|
Long Term Debt |
|||
EXIM Bank |
2.46 |
CRISIL AAA |
|
National Bank For Agriculture & Rural Development |
2.11 |
ICRA AAA |
|
REC Ltd |
2.09 |
CRISIL AAA |
|
HDFC Ltd. |
2.08 |
CRISIL AAA |
|
Food Corporation Of India |
2.08 |
CRISIL AAA(CE) |
|
Union Bank Of India |
1.40 |
CRISIL AA+ |
|
State Bank Of India |
1.40 |
CRISIL AA+ |
|
Power Finance Corporation Ltd. |
1.38 |
CRISIL AAA |
|
State Bank Of India |
1.35 |
CRISIL AAA |
|
L&T Finance Ltd. |
1.00 |
CRISIL AAA |
|
Others |
5.91 |
||
Net Current assets |
8.16 |
||
Total |
100.00 |
Top 10 scrips in the portfolio
Median Market Cap ( Cr) |
2,56,337 |
Weighted Average Market Cap |
3,19,164 |
Number of Securities |
62 |
All figures given are provisional and unaudited. |
Quantitative Indicators |
Fund |
Benchmark |
Beta |
0.97 |
1 |
Standard Deviation (Annual) |
8.46% |
8.23% |
Sharpe ratio (%) |
0.84% |
|
| Portfolio Turnover Ratio (Annual) | 0.43 |
| Fund Performance Vs Benchmark (CAGR) as on 31st October, 2021 Growth of 10000 |
||||||
| Period | NAV Growth (%) |
CRISIL Short Term Debt Hybrid 60+40 Fund Index (%) |
Nifty 50 (%) |
NAV Growth () |
CRISIL Short Term Debt Hybrid 60+40 Fund Index () |
Nifty 50 () |
| 1 Year | 29.70 |
23.78 |
53.54 |
12,970 |
12,378 |
15,354 |
| 3 Years | 10.51 |
14.31 |
20.77 |
13,500 |
14,942 |
17,624 |
| 5 Years | 8.58 |
11.67 |
16.85 |
15,095 |
17,371 |
21,794 |
| Since inception* | 10.68 |
NA |
NA |
152,739 |
NA |
NA |
Different plans have a different expense structure. The performance details provided herein are of regular plan.
*Compounded annualized Growth Rate.
The current fund manager is managing the scheme since Dec 2006
For performance details of other Schemes managed by the Fund Manager, please refer the respective Scheme sheets as listed in Please click here in ‘Fund Manager Summary’. N.A - Not Available. No of Schemes Managed by Mr. Amandeep S. Chopra is 12 & Mr. V Srivatsa is 7.
| Period | |||||||
|
Investment Amount ()
|
Value- Fund ()
|
CRISIL Short Term
Debt Hybrid 60+40 Fund Index () |
Nifty 50
() |
Yield (%) Fund
|
Yield (%) CRISIL Short Term
Debt Hybrid 60+40 Fund Index |
Yield (%)
Nifty 50 |
|
1 Year |
120,000 |
135,339 |
131,828 |
144,782 |
24.78 |
18.96 |
40.83 |
3 Years |
360,000 |
461,009 |
461,328 |
541,447 |
16.79 |
16.84 |
28.48 |
5 Years |
600,000 |
792,565 |
839,970 |
993,748 |
11.10 |
13.45 |
20.32 |
7 Years |
840,000 |
1,199,245 |
1,300,218 |
1,550,256 |
10.01 |
12.28 |
17.22 |
10 Years |
1,200,000 |
2,029,077 |
2,240,259 |
2,756,869 |
10.14 |
12.01 |
15.89 |
15 Years |
1,800,000 |
3,903,807 |
4,399,889 |
5,492,303 |
9.66 |
11.08 |
13.67 |
Since inception |
2,030,000 |
4,892,831 |
5,636,560 |
7,436,315 |
9.62 |
11.08 |
13.88 |
Note: Systematic Investment Plan (SIP) returns are worked out assuming investment of 10,000/- every month at NAV per unit of the scheme as on the first working day for the respective time periods. The loads have not been taken into account. Past performance may or may not be sustained in future.
*Investors should consult their Mutual Fund Distributor if in doubt about whether the product is suitable for them.:
- Long Term Capital Appreciation
- Investment in equity instruments (maximum-40%) and debt/ Money market Instruments
*Investors should consult their financial advisers if in doubt about whether the product is suitable for them.
