| Investment Objective The investment objective of the scheme is to generate reasonable income and capital appreciation by investing minimum of 65% of total assets in AA and below rated corporate bonds (excluding AA+ rated corporate bonds). However there can be no assurance that the investment objective of the Scheme will be achieved. The Scheme does not guarantee / indicate any returns. |
|
Date of inception/allotment |
19th November, 2012 |
Fund Manager |
Mr. Anurag Mittal, Bcom, MSc, CA Managing the scheme since July 2026 Total Exp: 15 Yrs |
Fund AUM/Folio as on 31st July, 2026 |
Fund Size Monthly Average : 253.56 Crore Closing AUM : 252.73 Crore No. of Folios : 6,298 |
High/Low of NAV in the month |
High Growth Option : 18.2265 Low Growth Option: 18.1433 |
Month-end Total Expense Ratio (%)* |
Regular : 1.70 Direct : 1.04 *For detailed YTD Total Expense Ratio refer to Click Here |
Minimum Investment Amount |
Minimum initial investment under Growth Option is 500/- and in multiples of 1/- & under IDCW Option is 20,000/- and in multiples of 1/- |
Plans/Options
(Regular / Direct) |
Gowth Option Gowth Option Monthly /Quarterly /Half Yearly /Annual & Flexi IDCW Option with Payout and Reinvestment facilities |
Portfolio Parameters |
Weighted Average Maturity : 2.72 Yrs Yield to Maturity* : 8.05% Modified Duration : 2.07 Yrs Macaulay Duration : 2.17 Yrs Securitised Debt Average Maturity First Business Receivable Trust: 2.96 Yrs *Annualized Portfolio YTM – Yields of all securities are annualized |
Load Structure |
Entry Load : Nil Exit Load (A) Redemption / Switch out within 12 months from the date of allotment – (i) upto 10% of the allotted Units – NIL (ii) beyond 10% of the allotted Units - 1.00 % (B) Redemption / Switch out after 12 months from the date of allotment – NIL |
Segregated AUM & NAV |
Segregated Fund Size Monthly Average - 17022020 :0.0 Crore Closing AUM: 0.0 Crore Segregated Fund Size Monthly Average - 06032020 : 0.0 Crore Closing AUM: 0.0 Crore Segregated NAV per unit as on 31st July, 2026 Growth : 0.0 |
NAV per unit as on 31st July, 2026 |
Regular Growth Option 18.2265 Regular IDCW Option 10.9453 Direct Growth Option 20.7482 Direct IDCW Option 11.3524 |
Benchmark Index |
CRISIL Credit Risk Debt B-II Index |
UTI Credit Risk Fund - IDCW Declared |
||||||
Year |
IDCW |
Per unt |
NAV (Cum Div ) |
Face Value (per unit) |
NAV Date |
Record Date |
2014 |
1.50% |
0.15 |
10.9267 |
10 |
22-12-2014 |
29-12-2014 |
2015 |
2.00% |
0.2 |
11.0319 |
10 |
19-03-2015 |
26-03-2015 |
2015 |
1.25% |
0.125 |
11.058 |
10 |
18-06-2015 |
25-06-2015 |
2015 |
1.25% |
0.125 |
11.1633 |
10 |
21-09-2015 |
28-09-2015 |
2015 |
1.25% |
0.125 |
11.2764 |
10 |
21-12-2015 |
28-12-2015 |
2016 |
3.25% |
0.325 |
11.3754 |
10 |
21-03-2016 |
28-03-2016 |
2016 |
1.50% |
0.15 |
11.6493 |
10 |
20-06-2016 |
27-06-2016 |
2016 |
1.50% |
0.15 |
11.5104 |
10 |
19-09-2016 |
26-09-2016 |
2016 |
1.50% |
0.15 |
11.6442 |
10 |
19-12-2016 |
26-12-2016 |
2017 |
2.50% |
0.25 |
11.6698 |
10 |
15-03-2017 |
22-03-2017 |
2017 |
1.50% |
0.15 |
12.3492 |
10 |
21-06-2017 |
28-06-2017 |
2017 |
1.50% |
0.15 |
11.7604 |
10 |
18-09-2017 |
25-09-2017 |
2017 |
1.50% |
0.15 |
11.7444 |
10 |
19-12-2017 |
26-12-2017 |
2018 |
1.50% |
0.15 |
11.7434 |
10 |
19-03-2018 |
26-03-2018 |
2018 |
0.30% |
0.03 |
11.6753 |
10 |
19-06-2018 |
26-06-2018 |
2018 |
0.45% |
0.045 |
11.7932 |
10 |
18-09-2018 |
25-09-2018 |
2018 |
1.25% |
0.125 |
11.9678 |
10 |
19-12-2018 |
26-12-2018 |
2019 |
2.00% |
0.200 |
12.0368 |
10 |
18-03-2019 |
25-03-2019 |
The scheme IDCW details under regular plan.
Disclaimer: Pursuant to payment of Dividend/Bonus, the Nav of the income distribution cum capital withdrawal options of the schemes would fall to the extent of payout and statutory levy (if applicable)
| UTI Credit Risk Fund (Segregated - 17022020) Segregated PortFolio as on 31st July, 2026 | ||
| Portfolio | % of NAV |
Rating |
| Vodafone Idea Ltd | 0* |
CARE-B- |
| Vodafone Idea Ltd | 0* |
CARE-B- |
| Net Current Assets | 0* |
|
| UTI Credit Risk Fund (Segregated -06032020) Segregated PortFolio as on 31st July, 2026 | ||
| Portfolio | % of NAV |
Rating |
| Yes Bank Ltd. | 0* |
ICRA-D |
| * Percentage to NAV Less Than 0.01 | ||
Portfolio |
% of Nav |
Rating |
| Govt Securities | ||
| 7.10% GSEC - MAT - 08/04/2034 | 9.49 | SOV |
| 07.18% GSEC MAT -14/08/2033 | 4.07 | SOV |
| 7.79% UTTARPRADESH SDL 29/03/2033 | 0.89 | SOV |
| 6.54% GSEC MAT - 17/01/2032 | 0.79 | SOV |
| 7.38% GSEC 20/06/2027 | 0.00 | SOV |
| Long Term Debt | ||
| JTPM Metal Traders Ltd | 7.65 | CRISIL AA |
| Eris Lifesciences Ltd | 7.14 | IND AA |
| Piramal Finance Ltd | 7.06 | ICRA AA+ |
| Vedanta Aluminium Metal Ltd. | 5.99 | ICRA AA |
| Aadhar Housing Finance Ltd | 5.96 | ICRA AA |
| Tata Projects Ltd | 5.94 | IND AA |
| Adani Power Ltd. | 5.91 | CRISIL AA |
| Godrej Seeds And Genetics Ltd | 5.89 | CRISIL AA |
| Avanse Financial Services Ltd | 5.75 | CRISIL AA- |
| Aditya Birla Digital Fashion Ventures Ltd | 3.96 | CRISIL AA- |
| 360 One Prime Ltd | 3.96 | ICRA AA |
| Aditya Birla Renewables Ltd | 3.57 | CRISIL AA |
| Vedanta Ltd | 0.80 | CRISIL AA+ |
| Securitised Debt | ||
| Shivshakti Securitisation Trust | 5.80 | CRISIL AAA(SO) |
| INVIT | ||
| Invit - Indus Infra Trust | 2.15 | |
| Corporate Debt Market Development Fund | ||
| Corporate Debt Market Devt Fund - A2 Units | 0.53 | |
| Net Current assets | 6.69 | |
| Total | 100.00 |
| Fund Performance Vs Benchmark (CAGR) as on 31st July, 2026 Growth of 10000
|
||||||
| Period | NAV Growth (%) |
CRISIL Credit
Risk Debt B-II
Index
(%) |
CRISIL 10 Year Gilt Index (%) |
NAV Growth () |
CRISIL Credit
Risk Debt B-II
Index () |
Yield (%) CRISIL 10 Year Gilt Index () |
| 1 Y | 5.92 | 7.13 | 2.27 | 10,592 | 10,713 | 10,227 |
| 3 Y | 7.12 | 8.03 | 6.78 | 12,294 | 12,610 | 12,177 |
| 5 Y | 9.46 | 7.28 | 5.34 | 15,717 | 14,213 | 12,973 |
| 10 Y | 2.69 | 7.94 | 5.92 | 13,042 | 21,479 | 17,779 |
| SI* | 4.48 | 8.57 | 6.53 | 18,232 | 30,858 | 23,795 |
Past performance may or may not be sustained in future. Different plans have a different expense structure. The performance details provided herein are of regular plan growth option. Date of allotment in the scheme/plan has been considered for inception date. Returns less than 1 year are Simple Annualized and returns greater than 1 year period are Compound Annual Growth Rate (CAGR). The Scheme is managed by the Fund Manager Mr. Anurag Mittal since July 2026. Period for which scheme’s performance has been provided is computed based on the last day of the month-end preceding the date of advertisement. In case, the start/end date of the concerned period is a non-business day, the NAV of the previous date is considered for computation of returns. Load is not taken into consideration for computation of performance.
| Period | |||||||
|
Investment Amount ()
|
Fund Value
() |
CRISIL Credit
Risk Debt B-II
Index ()
|
CRISIL 10 Year
Gilt Index () |
Yield (%) Fund
|
Yield (%)
CCRISIL Credit
Risk Debt B-II
Index
|
Yield (%)
CRISIL 10 Year Gilt Index |
|
| 1 Y | 1,20,000 | 1,24,093 | 1,24,782 | 1,22,592 | 6.42 | 7.51 | 4.05 |
| 3 Y | 3,60,000 | 4,00,170 | 4,06,231 | 3,93,081 | 7.00 | 8.02 | 5.80 |
| 5 Y | 6,00,000 | 7,16,947 | 7,31,660 | 7,02,072 | 7.06 | 7.88 | 6.23 |
| 7 Y | 8,40,000 | 10,68,899 | 11,04,754 | 10,27,302 | 6.78 | 7.71 | 5.67 |
| 10 Y | 12,00,000 | 14,91,848 | 17,97,034 | 16,20,422 | 4.26 | 7.84 | 5.86 |
| SI | 16,40,000 | 21,77,672 | 29,40,787 | 25,55,899 | 4.03 | 8.12 | 6.23 |
Note: Systematic Investment Plan (SIP) returns are worked out assuming investment of 10,000/- every month at NAV per unit of the scheme as on the first working day for the respective time periods. The loads have not been taken into account. Past performance may or may not be sustained in future.
This product is suitable for investors who are seeking*:
- Reasonable income and capital appreciation over medium to long term
- Investment in Debt and Money Market instruments
*Investors should consult their financial advisers if in doubt about whether the product is suitable for them.
