| Investment Objective The investment objective of the scheme is to generate reasonable returns and reduce interest rate risk by investing in a portfolio comprising predominantly of floating rate instruments and fixed rate instruments swapped for floating rate returns. The Scheme may also invest a portion of its net assets in fixed rate debt securities and money market instruments. However there can be no assurance that the investment objective of the Scheme will be achieved. The Scheme does not guarantee / indicate any returns. |
|
| Date of inception/allotment |
30th October, 2018 |
| Fund Manager |
Mr. Pankaj Pathak - CFA, PGDM (Banking & Finance), Bachelor of Science. Managing the scheme since Apr 2025 Total Exp:12 Yrs |
| Fund AUM/Folio as on 31st July, 2026 |
Fund Size Monthly Average : 1,144.62 Crore Closing AUM : 1,519.48 Crore No. of Folios : 12,703 |
| High/Low NAV in the month |
High Growth Option : 1592.2991 Low Growth Option : 1586.3177 |
Month-end Total Expense Ratio (%)* |
Regular : 0.85 Direct : 0.44 *For detailed YTD Total Expense Ratio refer to Click Here |
Minimum Investment Amount |
Minimum initial investment under Growth option is Rs.500/- and in multiples of Re.1/-. & under IDCW option is Rs.20,000/- and in multiples of Re.1/- |
Plans/Options
(Regular /Direct) |
Growth Option Quarterly /Half Yearly /Annual /Flexi IDCW Option with payout & reinvestment facilities |
Portfolio Parameters |
Weighted Average Maturity : 1.15 Yrs Yield to Maturity* : 7.21% Modified Duration : 0.70 Yrs Macaulay Duration : 0.74 Yrs Securitised Debt Average Maturity First Business Receivable Trust : 1.70 Yrs *Annualized Portfolio YTM – Yields of all securities are annualized |
Load Structure |
Entry Load : Nil Exit Load : Nil |
NAV per unit as on 31st July, 2026 |
Regular Growth Option 1592.2991 Regular IDCW Option 1289.8507 Direct Growth Option 1673.9120 Direct IDCW Option 1425.5152 |
Benchmark Index |
CRISIL Short Duration Debt A-II Index ( w.e.f. September 30, 2024) |
UTI Floater Fund |
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Year |
IDCW |
Rs. Per unt |
NAV (Cum Div ) |
Face Value (per unit) |
NAV Date |
Record Date |
| 2021 | 1.00% | 10.00 | 1106.1437 | 1000 | 15-09-2021 | 22-09-2021 |
| 2021 | 0.50% | 5.00 | 1101.5639 | 1000 | 16-12-2021 | 23-12-2021 |
| 2022 | 2.00% | 20.00 | 1095.5515 | 1000 | 15-03-2022 | 22-03-2022 |
| 2022 | 0.25% | 2.50 | 1105.7468 | 1000 | 15-06-2022 | 22-06-2022 |
| 2022 | 0.75% | 7.50 | 1118.6223 | 1000 | 14-09-2022 | 21-09-2022 |
| 2022 | 0.75% | 7.50 | 1124.2392 | 1000 | 14-12-2022 | 21-12-2022 |
| 2023 | 0.75% | 7.50 | 1133.5853 | 1000 | 15-03-2023 | 21-03-2023 |
| 2023 | 0.80% | 8.00 | 1156.4248 | 1000 | 11-09-2023 | 15-09-2023 |
| 2023 | 0.80% | 8.00 | 1165.5339 | 1000 | 11-12-2023 | 15-12-2023 |
| 2024 | 0.90% | 9.00 | 1179.3619 | 1000 | 11-03-2024 | 15-03-2024 |
| 2024 | 0.85% | 8.50 | 1189.0750 | 1000 | 10-06-2024 | 14-06-2024 |
| 2024 | 0.90% | 9.00 | 1201.3828 | 1000 | 13-09-2024 | 19-09-2024 |
| 2024 | 0.90% | 9.00 | 1212.7055 | 1000 | 13-12-2024 | 19-12-2024 |
| 2025 | 0.90% | 9.00 | 1222.2508 | 1000 | 13-03-2025 | 20-03-2025 |
| 2025 | 10.00% | 10.00 | 1250.2929 | 1000 | 06-06-2025 | 12-06-2025 |
| 2025 | 0.75% | 7.50 | 1249.5898 | 1000 | 12-09-2025 | 18-09-2025 |
| 2025 | 0.75% | 7.50 | 1262.0465 | 1000 | 19-12-2025 | 26-12-2025 |
| 2026 | 0.50% | 5.00 | 1268.5052 | 1000 | 06-03-2026 | 12-03-2026 |
| 2026 | 0.50% | 5.00 | 1278.6996 | 1000 | 05-06-2026 | 11-06-2026 |
The scheme IDCW details under regular plan.
Disclaimer: Pursuant to payment of Dividend/Bonus, the Nav of the income distribution cum capital withdrawal options of the schemes would fall to the extent of payout and statutory levy (if applicable)
Portfolio |
% of Nav |
Rating |
| Govt Securities | ||
| Goi Frb - Mat 04/10/2028 | 6.63 | SOV |
| 07.72% Maharastra Govt. 01/03/2031 | 1.69 | SOV |
| 07.37% Gsec Mat -23/10/2028 | 1.69 | SOV |
| NCDs | ||
| National Bank For Agriculture And Rural Development | 8.22 | ICRA AAA |
| REC Ltd | 4.94 | CRISIL AAA |
| Embassy Office Parks Reit | 4.93 | CRISIL AAA |
| Small Industries Development Bank Of India | 4.93 | CRISIL AAA |
| Tata Capital Housing Finance Ltd | 4.93 | CRISIL AAA |
| Summit Digitel Infrastructure Ltd | 3.33 | CRISIL AAA |
| Power Finance Corporation Ltd. | 3.31 | CRISIL AAA |
| Lic Housing Finance Ltd. | 3.30 | CRISIL AAA |
| Sundaram Finance Ltd. | 3.27 | CRISIL AAA |
| Poonawalla Fincorp Ltd. | 2.79 | CRISIL AAA |
| MinDSPace Business Parks Reit | 2.31 | CRISIL AAA |
| Canfin Homes Ltd. | 1.98 | ICRA AAA |
| Jamnagar Utilities And Power Private Ltd | 1.66 | CRISIL AAA |
| Kotak Mahindra Prime Ltd. | 1.65 | ICRA AAA |
| Mahindra And Mahindra Financial Services Ltd | 1.65 | CRISIL AAA |
| Sikka Ports And Terminals Ltd | 1.65 | CRISIL AAA |
| Bajaj Finance Ltd. | 1.64 | CRISIL AAA |
| Bharti Telecom Ltd. | 1.63 | CRISIL AAA |
| CP / CDs | ||
| HDFC Bank Ltd. | 6.42 | CARE A1+ |
| Canara Bank | 6.37 | CRISIL A1+ |
| Export Import Bank Of India | 4.78 | CRISIL A1+ |
| Small Industries Development Bank Of India | 3.18 | CARE A1+ |
| Sundaram Finance Ltd. | 3.12 | CRISIL A1+ |
| Union Bank Of India | 1.58 | ICRA A1+ |
| Securitised Debt | ||
| Radhakrishna Securitisation Trust | 1.60 | CRISIL AAA(SO) |
| India Universal Trust Al1 | 1.52 | IND AAA(SO) |
| Corporate Debt Market Development Fund | ||
| Corporate Debt Market Devt Fund - A2 Units | 0.34 | |
| Net Current assets | 2.95 | |
| Total | 100.00 |
| Fund Performance Vs Benchmark (CAGR) as on 31st July, 2026 Growth of 10000 |
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| Period | NAV Growth (%) |
CRISIL Short Duration Debt A-II Index (%) (%) |
CRISIL 10 Year Gilt Index (%) |
NAV Growth () |
NCRISIL Short Duration Debt A-II Index () |
CRISIL 10 Year Gilt Index () |
| 1 Y | 5.62 | 5.56 | 2.27 | 10,562 | 10,556 | 10,227 |
| 3 Y | 6.70 | 7.28 | 6.78 | 12,150 | 12,349 | 12,177 |
| 5 Y | 5.85 | 6.24 | 5.34 | 13,290 | 13,537 | 12,973 |
| SI* | 6.18 | 7.04 | 6.60 | 15,922 | 16,950 | 16,417 |
Past performance may or may not be sustained in future. Different plans have a different expense structure. The performance details provided herein are of regular plan growth option. Date of allotment in the scheme/plan has been considered for inception date. Returns less than 1 year are Simple Annualized and returns greater than 1 year period are Compound Annual Growth Rate (CAGR). The Scheme is managed by Mr. Pankaj Pathak since April 2025. Period for which scheme’s performance has been provided is computed based on the last day of the month-end preceding the date of advertisement. In case, the start/end date of the concerned period is a non-business day, the NAV of the previous date is considered for computation of returns. Load is not taken into consideration for computation of performance.
| Period | |||||||
|
Investment Amount ()
|
Fund Value
() |
CRISIL Short Duration Debt A-II Index
() |
CRISIL 10 Year
Gilt Index () |
Yield (%) Fund
|
Yield (%)
CRISIL Short Duration Debt A-II Index
|
Yield (%)
CRISIL 10 Year Gilt Index |
|
| 1 Y | 1,20,000 | 1,23,873 | 1,23,882 | 1,22,592 | 6.07 | 6.08 | 4.05 |
| 3 Y | 3,60,000 | 3,97,498 | 4,00,201 | 3,93,081 | 6.55 | 7.01 | 5.80 |
| 5 Y | 6,00,000 | 7,05,970 | 7,13,920 | 7,02,072 | 6.45 | 6.89 | 6.23 |
| 7 Y | 8,40,000 | 10,42,266 | 10,60,885 | 10,27,302 | 6.07 | 6.57 | 5.67 |
| SI | 9,30,000 | 11,82,051 | 12,08,250 | 11,68,153 | 6.08 | 6.63 | 5.78 |
Note: Systematic Investment Plan (SIP) returns are worked out assuming investment of 10,000/- every month at NAV per unit of the scheme as on the first working day for the respective time periods. The loads have not been taken into account. Past performance may or may not be sustained in future.
This product is suitable for investors who are seeking*:
- To generate reasonable returns
- To invest predominantly in floating rate instruments (including fixed rate instruments converted to floating rate exposures using swaps/ derivatives)
*Investors should consult their financial advisers if in doubt about whether the product is suitable for them.
