| Investment Objective The investment objective of the scheme is to generate optimal returns with high liquidity by investing in a portfolio of government securities such that weighted average portfolio maturity is around 10 years. However there can be no assurance that the investment objective of the Scheme will be achieved. The Scheme does not guarantee / indicate any returns. |
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Date of inception/allotment |
01st August, 2022 |
Fund Manager |
Mr. Jaydeep Bhowal - B.Com., CA. PGDFM Managing the scheme since Oct 2024 Total Exp: 16 Yrs |
Fund AUM/Folio as on 31st July, 2026 |
Fund Size Monthly Average : 113.62 Crore Closing AUM : 112.92 Crore No. of Folios : 1,952 |
High/Low NAV in the month |
High Growth Option : 13.1927 Low Growth Option : 13.1102 |
Month-end Total Expense Ratio (%)* |
Regular : 0.77 Direct : 0.32 *For detailed YTD Total Expense Ratio refer to Click Here |
Minimum Investment Amount |
Minimum initial investment is 5,000/- and in multiples of 1/- thereafter with no upper limit. |
Portfolio Parameters |
Weighted Average Maturity : 9.79 Yrs Yield to Maturity* : 6.88% Modified Duration : 6.80 Yrs Macaulay Duration : 7.04 Yrs *Annualized Portfolio YTM – Yields of all securities are annualized |
Plans/Options
(Regular / Direct) |
Growth Option Quarterly /Half Yearly /Annual /Flexi IDCW Option with Payout & Reinvestment facilities |
Load Structure |
Entry Load* :Nil (Not Applicable as per SEBI guidelines) Exit Load :Nil |
NAV per unit as on 31st July, 2026 |
Regular Growth Option 13.1411 Regular IDCW Option 13.1412 Direct Growth Option 13.3958 Direct IDCW Option 13.3960 |
Benchmark Index |
CRISIL 10 Year Gilt Index |
| *In terms of provision no. 11.7.1 of para 11.7 under Chapter 11 of SEBI Master Circular for Mutual Funds no entry load will be charged by the Scheme to the investor | |
UTI GILT FUND WITH 10 YEAR CONSTANT DURATION IDCW - Regular Plan |
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Year |
IDCW |
Per unt |
NAV (Cum Div ) |
Face Value (per unit) |
NAV Date |
Record Date |
2023 |
1.75% |
0.175 |
10.3954 |
10.00 |
15-09-2023 |
21-03-2023 |
2024 |
5.50% |
0.5500 |
11.1029 |
10.00 |
11-03-2024 |
15-03-2024 |
2025 |
5.00% |
0.5000 |
11.3990 |
10.00 |
13-03-2025 |
20-12-2025 |
| 2026 | 3.00% | 0.30 | 11.5365 | 10 | 06-03-2026 | 12-03-2026 |
The scheme IDCW details under regular plan.
Disclaimer: Pursuant to payment of Dividend/Bonus, the Nav of the income distribution cum capital withdrawal options of the schemes would fall to the extent of payout and statutory levy (if applicable)
@@ NAV
of Monthly IDCW Option - Regular Plan
The Scheme IDCW details under regular plan.
Portfolio |
% of Nav |
Rating |
| Govt Securities | ||
| 06.94% GSEC Mat- 11/05/2036 | 44.62 | SOV |
| 6.79% GOVT BONDS - 07/10/2034 | 13.29 | SOV |
| 06.48% GSEC Mat- 06/10/2035 | 12.98 | SOV |
| 07.18% GSEC MAT -24/07/2037 | 12.71 | SOV |
| 6.68% GSEC MAT- 07/07/2040 | 8.59 | SOV |
| 07.06% GSEC Mat- 27/07/2041 | 1.96 | SOV |
| 7.24% GSEC MAT- 18/08/2055 | 0.43 | SOV |
| Net Current assets | 5.41 | |
| Total | 100.00 |
| Fund Performance Vs Benchmark (CAGR) as on 31st July, 2026 Growth of 10000
|
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| Period | NAV Growth (%) |
CRISIL 10 Year Gilt Index (%) |
NAV Growth () |
CRISIL 10 Year Gilt Index () |
| 1 Y | 3.53 | 2.27 | 10,353 | 10,227 |
| 3 Y | 6.90 | 6.78 | 12,218 | 12,177 |
| SI* | 7.07 | 6.93 | 13,142 | 13,074 |
Past performance may or may not be sustained in future. Different plans have a different expense structure. The performance details provided herein are of regular plan growth option. Date of allotment in the scheme/plan has been considered for inception date. Returns less than 1 year are Simple Annualized and returns greater than 1 year period are Compound Annual Growth Rate (CAGR). The Scheme is managed by Mr. Jaydeep Bhowal since Oct 2024. Period for which scheme’s performance has been provided is computed based on the last day of the month-end preceding the date of advertisement. In case, the start/end date of the concerned period is a non-business day, the NAV of the previous date is considered for computation of returns. Load is not taken into consideration for computation of performance.
| Period | Investment Amount () |
Fund Value () |
Value-Crisil 10 Yr Gilt Index () |
Yield (%) Fund |
Yield (%) Crisil 10 Yr Gilt Index |
| 1 Y | 1,20,000 | 1,23,521 | 1,22,592 | 5.51 | 4.05 |
| 3 Y | 3,60,000 | 3,95,702 | 3,93,081 | 6.25 | 5.80 |
| SI | 4,70,000 | 5,35,052 | 5,32,481 | 6.57 | 6.32 |
Note: Systematic Investment Plan (SIP) returns are worked out assuming investment of 10,000/- every month at NAV per unit of the scheme as on the first working day for the respective time periods. The loads have not been taken into account. Past performance may or may not be sustained in future.
This product is suitable for investors who are seeking*:
- Reasonable income over long term
- Investment in government securities having a constant maturity of 10 years
*Investors should consult their financial advisers if in doubt about whether the product is suitable for them.
