| Investment Objective The investment objective of the scheme is to generate credit risk-free return through investment in sovereign securities issued by the Central Government and / or a State Government and / or any security unconditionally guaranteed by the Central Government and / or a State Government for repayment of principal and interest. However there can be no assurance that the investment objective of the Scheme will be achieved. The Scheme does not guarantee / indicate any returns. |
|
Date of inception/allotment |
21st January, 2002 |
Fund Manager |
Mr. Pankaj Pathak - CFA, PGDM (Banking & Finance), Bachelor of Science. Managing the scheme since Apr 2025 Total Exp: 12 Yrs |
Fund AUM/Folio as on 31st July, 2026 |
Fund Size Monthly Average : 423.26 Crore Closing AUM : 422.82 Crore No. of Folios : 5,502 |
High/Low NAV in the month |
High Growth Option : 65.8492 Low Growth Option : 65.6526 |
Month-end Total Expense Ratio (%)* |
Regular : 1.01 Direct : 0.69 *For detailed YTD Total Expense Ratio refer to Click Here |
Minimum Investment Amount |
Minimum initial investment under Growth option is Rs.500/- and in multiples of Re.1/-.& under IDCW option is Rs.20,000/- and in multiples of Re.1/- |
Plans/Options
(Regular / Direct) |
Growth Plan IDCW Option with Payout and Reinvestment facilities |
Portfolio Parameters |
Weighted Average Maturity : 6.89 Yrs Yield to Maturity* : 6.15% Modified Duration : 3.00 Yrs Macaulay Duration : 3.10 Yrs *Annualized Portfolio YTM – Yields of all securities are annualized |
Load Structure |
Entry Load : Nil Exit Load : Nil |
NAV per unit as on 31st July, 2026 |
Regular Growth Option 65.7905 Regular IDCW Option 39.4412 Direct Growth Option 68.3647 Direct IDCW Option 31.6382 |
| Options Available | SIP |
Benchmark Index |
CRISIL Dynamic Gilt Index |
UTI Gilt Fund (Formerly known as UTI Gilt Advantage Fund LTP) - IDCW Declared for Regular Plan |
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Year |
IDCW |
Per unt |
NAV (Cum Div ) |
Face Value (per unit) |
NAV Date |
Record Date |
2012 |
3.50% |
0.350 |
12.7174 |
10.00 |
28-03-2012 |
04-04-2012 |
2012 |
0.30% |
0.300 |
12.8605 |
10.00 |
20-09-2012 |
26-09-2012 |
2013 |
2.00% |
0.200 |
15.1318 |
10.00 |
18-03-2013 |
25-03-2013 |
2014 |
1.00% |
0.100 |
13.1639 |
10.00 |
19-03-2014 |
26-03-2014 |
2014 |
0.60% |
0.600 |
14.1032 |
10.00 |
18-09-2014 |
25-09-2014 |
2015 |
0.60% |
0.600 |
15.2249 |
10.00 |
19-03-2015 |
26-03-2015 |
2016 |
1.50% |
0.150 |
17.9258 |
10.00 |
21-03-2016 |
28-03-2016 |
2016 |
1.25% |
0.125 |
18.1950 |
10.00 |
20-06-2016 |
27-06-2016 |
2016 |
1.25% |
0.125 |
29.2992 |
10.00 |
19-09-2016 |
26-09-2016 |
2016 |
1.25% |
0.125 |
20.2216 |
10.00 |
19-12-2016 |
26-12-2016 |
2017 |
3.25% |
0.325 |
20.2695 |
10.00 |
15-03-2017 |
22-03-2017 |
2017 |
1.50% |
0.150 |
17.7435 |
10.00 |
21-06-2017 |
28-06-2017 |
2017 |
1.50% |
0.150 |
20.9520 |
10.00 |
18-09-2017 |
25-09-2017 |
2017 |
1.00% |
0.100 |
17.2889 |
10.00 |
19-12-2017 |
26-12-2017 |
2018 |
0.03% |
0.030 |
20.5256 |
10.00 |
19-06-2018 |
26-06-2018 |
2018 |
0.30% |
0.030 |
17.3736 |
10.00 |
18-09-2018 |
25-09-2018 |
2018 |
1.40% |
0.140 |
18.1480 |
10.00 |
19-12-2018 |
26-12-2018 |
2019 |
2.00% |
0.200 |
18.0782 |
10.00 |
18-03-2019 |
25-03-2019 |
2019 |
1.50% |
0.150 |
19.0489 |
10.00 |
20-06-2019 |
27-06-2019 |
2019 |
2.00% |
0.200 |
19.4702 |
10.00 |
18-09-2019 |
25-09-2019 |
2019 |
2.00% |
0.200 |
19.2848 |
10.00 |
19-12-2019 |
26-12-2019 |
2020 |
2.00% |
0.200 |
19.5270 |
10.00 |
19-03-2020 |
26-03-2020 |
2020 |
1.50% |
0.150 |
20.4645 |
10.00 |
16-09-2020 |
23-09-2020 |
2020 |
1.00% |
0.100 |
20.6317 |
10.00 |
14-12-2020 |
21-12-2020 |
2024 |
5.00% |
0.500 |
35.3647 |
10.00 |
11-03-2024 |
15-03-2024 |
2025 |
5.00% |
0.5000 |
37.4384 |
10.00 |
13-03-2025 |
20-03-2025 |
| 2026 | 2.50% | 0.25 | 38.7061 | 10 | 06-03-2026 | 12-03-2026 |
The scheme IDCW details under regular plan.
Disclaimer: Pursuant to payment of Dividend/Bonus, the Nav of the income distribution cum capital withdrawal options of the schemes would fall to the extent of payout and statutory levy (if applicable)
Portfolio |
% of Nav |
Rating |
| Govt Securities | ||
| 364 DAYS T-BILL - 04/03/2027 | 38.15 | SOV |
| 6.90% GSEC MAT - 15/04/2065 | 12.97 | SOV |
| 6.79% NI GSEC MAT 15/05/2027 | 11.92 | SOV |
| 06.48% GSEC Mat- 06/10/2035 | 5.78 | SOV |
| 7.65% RAJASTHAN SGS 25/03/2036 | 5.36 | SOV |
| 07.37% CHHATTISGARH SGS Mat - 15/04/2031 | 3.59 | SOV |
| 7.18% TN SDL 26/07/2027 | 3.58 | SOV |
| 07.30% UTTARAKHAND SGS Mat - 01/10/2032 | 2.03 | SOV |
| 7.77% ANDHRA PRADESH SGS - 10/01/2028 | 1.20 | SOV |
| 6.92% G SEC MAT- 18/11/39 | 0.00 | SOV |
| 7.02% IGB GS MAT - 18/06/2031 | 0.00 | SOV |
| 07.37% GSEC MAT -23/10/2028 | 0.00 | SOV |
| Net Current assets | 15.41 | |
| Total | 100.00 |
| Fund Performance Vs Benchmark (CAGR) as on 31st July, 2026 Growth of 10000
|
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| Period | NAV Growth (%) |
CRISIL Dynamic Gilt Index (%) |
CRISIL 10 Year Gilt Index (%) |
NAV Growth () |
CRISIL Dynamic Gilt Index () |
CRISIL 10 Year Gilt Index () |
| 1 Y | 4.21 | 3.43 | 2.27 | 10,421 | 10,343 | 10,227 |
| 3 Y | 6.70 | 7.21 | 6.78 | 12,150 | 12,325 | 12,177 |
| 5 Y | 5.76 | 6.18 | 5.34 | 13,233 | 13,498 | 12,973 |
| 10 Y | 6.93 | 6.84 | 5.92 | 19,550 | 19,386 | 17,779 |
| SI* | 7.98 | 7.49 | 6.51 | 65,801 | 58,852 | 47,006 |
Past performance may or may not be sustained in future. Different plans have a different expense structure. The performance details provided herein are of regular plan growth option. Date of allotment in the scheme/plan has been considered for inception date. Returns less than 1 year are Simple Annualized and returns greater than 1 year period are Compound Annual Growth Rate (CAGR). The Scheme is managed by Mr. Pankaj Pathak since April 2025. Period for which scheme’s performance has been provided is computed based on the last day of the month-end preceding the date of advertisement. In case, the start/end date of the concerned period is a non-business day, the NAV of the previous date is considered for computation of returns. Load is not taken into consideration for computation of performance.
| Period | |||||||
|
Investment Amount ()
|
Fund Value
() |
CRISIL Dynamic
Gilt Index () |
CRISIL 10 Year
Gilt Index () |
Yield (%) Fund
|
Yield (%)
CRISIL Dynamic Gilt Index |
Yield (%)
CRISIL 10 Year Gilt Index |
|
| 1 Y | 1,20,000 | 1,23,977 | 1,23,475 | 1,22,592 | 6.23 | 5.44 | 4.05 |
| 3 Y | 3,60,000 | 3,94,728 | 3,96,196 | 3,93,081 | 6.08 | 6.33 | 5.80 |
| 5 Y | 6,00,000 | 7,02,842 | 7,10,251 | 7,02,072 | 6.27 | 6.69 | 6.23 |
| 7 Y | 8,40,000 | 10,36,714 | 10,54,085 | 10,27,302 | 5.92 | 6.39 | 5.67 |
| 10 Y | 12,00,000 | 16,60,542 | 16,93,185 | 16,20,422 | 6.33 | 6.70 | 5.86 |
| 15 Y | 18,00,000 | 31,95,122 | 31,99,899 | 29,58,783 | 7.26 | 7.27 | 6.32 |
| SI | 26,00,000 | 63,82,342 | 62,41,310 | 54,56,739 | 7.59 | 7.41 | 6.34 |
Note: Systematic Investment Plan (SIP) returns are worked out assuming investment of 10,000/- every month at NAV per unit of the scheme as on the first working day for the respective time periods. The loads have not been taken into account. Past performance may or may not be sustained in future.
This product is suitable for investors who are seeking*:
- Credit risk free return over the medium to long term
- Investment in sovereign securities issued by the Central Government and / or a State Government and / or any security unconditionally guaranteed by the Central Government and / or a State Government
*Investors should consult their financial advisers if in doubt about whether the product is suitable for them.
