| Investment Objective The investment objective is to generate reasonable income for its investors consistent with high liquidity by investing in a portfolio of debt & money market instruments. However there can be no assurance that the investment objective of the Scheme will be achieved. The Scheme does not guarantee / indicate any returns. |
|
| Date of inception/allotment |
12th July, 1999 |
| Fund Manager |
Mr. Anurag Mittal, B.Com, Master of Science, Chartered Accountant. Managing the scheme since Dec 2021 Total Exp: 15 Yrs |
| Fund AUM/Folio as on 31st July, 2026 |
Fund Size Monthly Average : 2,326.24 Crore Closing AUM : 2,386.33 Crore No. of Folios : 10,252 |
| High/Low NAV in the month |
High Growth Option : 3793.2756 Low Growth Option : 3777.7107 |
Month-end Total Expense Ratio (%)* |
Regular : 0.43 Direct : 0.33 *For detailed YTD Total Expense Ratio refer to Click Here |
Minimum Investment Amount |
Minimum initial investment under Growth option is Rs.500/- and in multiples of Re.1/- & under IDCW option is Rs.20,000/- and in multiples of Re.1/- |
Plans/Options
(Regular / Direct) |
Growth Option (Daily/Weekly/Fortnightly/Monthly/Quarterly/ Half-Yearly/ Annual/Flexi) with Payout Re-investment |
Portfolio Parameters |
Weighted Average Maturity : 0.81 Yrs Yield to Maturity* : 7.25% Modified Duration : 0.74 Yrs Macaulay Duration : 0.78 Yrs Securitised Debt Average Maturity First Business Receivable Trust : 2.06 Yrs *Annualized Portfolio YTM – Yields of all securities are annualized |
Load Structure |
Entry Load : Nil Exit Load : Nil |
NAV per unit as on 31st July, 2026 |
Regular Growth Option 3793.2756 Regular IDCW Option 1462.0105 Direct Growth Option 3857.4996 Direct IDCW Option 1472.7765 |
Benchmark Index |
Nifty Low Duration Debt Index A-I |
UTI Low Duration Fund - IDCW Declared - Last 10 Months IDCW (Recent IDCWs) |
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Year |
IDCW |
Per unt |
NAV (Cum Div ) |
Face Value (per unit) |
NAV Date |
Record Date |
| 2020 | 1.00% | 10.00 | 1135.9063 | 1000 | 17-06-2020 | 24-06-2020 |
| 2020 | 1.00% | 10.00 | 1144.9093 | 1000 | 16-09-2020 | 23-09-2020 |
| 2020 | 1.00% | 10.00 | 1149.8879 | 1000 | 14-12-2020 | 21-12-2020 |
| 2021 | 0.50% | 5.00 | 1141.3700 | 1000 | 16-06-2021 | 23-06-2021 |
| 2021 | 1.00% | 10.00 | 1151.2855 | 1000 | 15-09-2021 | 22-09-2021 |
| 2021 | 1.00% | 10.00 | 1205.2561 | 1000 | 16-12-2021 | 23-12-2021 |
| 2022 | 0.50% | 5.00 | 1205.8885 | 1000 | 15-03-2022 | 22-03-2022 |
| 2022 | 0.25% | 2.50 | 1208.2190 | 1000 | 15-06-2022 | 22-06-2022 |
| 2022 | 0.75% | 7.50 | 1223.3011 | 1000 | 14-09-2022 | 21-09-2022 |
| 2022 | 0.75% | 7.50 | 1231.6722 | 1000 | 14-12-2022 | 21-12-2022 |
| 2023 | 0.75% | 7.50 | 1243.6322 | 1000 | 15-03-2023 | 21-03-2023 |
| 2023 | 0.80% | 8.00 | 1271.5293 | 1000 | 11-09-2023 | 15-09-2023 |
| 2023 | 0.80% | 8.00 | 1283.5899 | 1000 | 11-12-2023 | 15-12-2023 |
| 2024 | 0.90% | 9.00 | 1299.8141 | 1000 | 11-03-2024 | 15-03-2024 |
| 2024 | 0.85% | 8.50 | 1313.8925 | 1000 | 10-06-2024 | 14-06-2024 |
| 2024 | 0.90% | 9.00 | 1332.0279 | 1000 | 13-09-2024 | 19-09-2024 |
| 2024 | 0.90% | 9.00 | 1347.1917 | 1000 | 13-12-2024 | 19-12-2024 |
| 2025 | 0.90% | 9.00 | 1360.2532 | 1000 | 13-03-2025 | 20-03-2025 |
| 2025 | 1.00% | 10.00 | 1388.3786 | 1000 | 06-06-2025 | 12-06-2025 |
| 2025 | 1.00% | 10.00 | 1397.3145 | 1000 | 12-09-2025 | 18-09-2025 |
| 2025 | 0.75% | 7.50 | 1410.5585 | 1000 | 19-12-2025 | 26-12-2025 |
| 2026 | 0.50% | 5.00 | 1419.5916 | 1000 | 06-03-2026 | 12-03-2026 |
| 2026 | 0.50% | 5.00 | 1431.6939 | 1000 | 05-06-2026 | 11-06-2026 |
The scheme IDCW details under regular plan.
Disclaimer: Pursuant to payment of Dividend/Bonus, the Nav of the income distribution cum capital withdrawal options of the schemes would fall to the extent of payout and statutory levy (if applicable)
Portfolio |
% of Nav |
Rating |
| CP / CDs | ||
| HDFC Bank Ltd. | 4.11 | CRISIL A1+ |
| Export Import Bank Of India | 4.09 | CRISIL A1+ |
| Kotak Mahindra Bank Ltd. | 2.03 | CRISIL A1+ |
| Small Industries Development Bank Of India | 2.02 | CARE A1+ |
| Muthoot Fincorp Ltd | 2.01 | CRISIL A1+ |
| ICICI Bank Ltd | 2.01 | ICRA A1+ |
| Nuvama Wealth Finance Ltd | 2.01 | CRISIL A1+ |
| Govt Securities | ||
| 364 DAYS T-BILL - 10/12/2026 | 8.22 | SOV |
| NCDs | ||
| National Bank For Agriculture And Rural Development | 9.44 | CRISIL AAA |
| REC Ltd | 7.98 | CRISIL AAA |
| Embassy Office Parks Reit | 7.75 | CRISIL AAA |
| Poonawalla Fincorp Ltd. | 6.69 | CRISIL AAA |
| 360 One Prime Ltd | 4.66 | CRISIL AA |
| Mahindra Rural Housing Finance Ltd | 4.20 | CRISIL AAA |
| MinDSPace Business Parks Reit | 3.12 | CRISIL AAA |
| Canfin Homes Ltd. | 2.10 | ICRA AAA |
| Aditya Birla Renewables Ltd | 2.10 | CRISIL AA |
| Hinduja Leyland Finance Ltd. | 2.10 | CRISIL AA+ |
| Summit Digitel Infrastructure Ltd | 2.09 | CRISIL AAA |
| Sikka Ports And Terminals Ltd | 1.47 | CRISIL AAA |
| Godrej Seeds And Genetics Ltd | 1.25 | CRISIL AA |
| Jamnagar Utilities And Power Private Ltd | 1.05 | CRISIL AAA |
| Lic Housing Finance Ltd. | 1.05 | CRISIL AAA |
| Tata Capital Housing Finance Ltd | 1.05 | CRISIL AAA |
| National Housing Bank | 1.05 | CRISIL AAA |
| Small Industries Development Bank Of India | 1.05 | CRISIL AAA |
| Bajaj Housing Finance Ltd | 1.05 | CRISIL AAA |
| Indian Railway Finance Corporation Ltd | 1.04 | CRISIL AAA |
| Securitised Debt | ||
| Radhakrishna Securitisation Trust | 2.24 | CRISIL AAA(SO) |
| FRBs | ||
| Muthoot Finance Ltd | 1.47 | CRISIL AA+ |
| Corporate Debt Market Development Fund | ||
| Corporate Debt Market Devt Fund - A2 Units | 0.41 | |
| Net Current assets | 7.08 | |
| Total | 100.00 |
| Fund Performance Vs Benchmark (CAGR) as on 31st July, 2026 Growth of 10000 |
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| Period | NAV Growth (%) |
Nifty Low
Duration Debt
Index A-I
(%) |
CRISIL 1 Year T-Bill Index (%) |
NAV Growth () |
Nifty Low
Duration Debt
Index A-I () |
CRISIL 1 Year T-Bill Index () |
| 7 Days | 7.64 | 7.07 | 5.48 | 10,015 | 10,014 | 10,011 |
| 15 Days | 7.04 | 7.85 | 3.48 | 10,029 | 10,032 | 10,014 |
| 1 Month | 5.46 | 5.64 | 3.31 | 10,046 | 10,048 | 10,028 |
| 1 Y | 6.08 | 6.14 | 4.21 | 10,608 | 10,614 | 10,421 |
| 3 Y | 7.18 | 7.09 | 6.32 | 12,315 | 12,284 | 12,020 |
| 5 Y | 7.39 | 6.24 | 5.67 | 14,286 | 13,537 | 13,177 |
| 10 Y | 5.96 | 6.49 | 5.97 | 17,847 | 18,760 | 17,864 |
| SI* | 7.16 | 7.64 | 6.19 | 37,940 | 41,355 | 31,838 |
Past performance may or may not be sustained in future. Different plans have a different expense structure. The performance details provided herein are of regular plan growth option. Date of allotment in the scheme/plan has been considered for inception date. Returns less than 1 year are Simple Annualized and returns greater than 1 year period are Compound Annual Growth Rate (CAGR). The scheme is managed by Mr. Anurag Mittal since Dec 2021. Period for which scheme’s performance has been provided is computed based on the last day of the month-end preceding the date of advertisement. In case, the start/end date of the concerned period is a non-business day, the NAV of the previous date is considered for computation of returns. Load is not taken into consideration for computation of performance.
| Period | |||||||
|
Investment Amount ()
|
Fund Value ()
|
Nifty Low Duration Debt Index A-I ()
|
CRISIL 1 Year T-Bill Index
() |
Yield (%) Fund
|
Yield (%) Nifty Low Duration Debt Index A-I
|
Yield (%) CRISIL 1 Year T-Bill Index
|
|
| 1 Y | 1,20,000 | 1,24,036 | 1,24,129 | 1,22,725 | 6.33 | 6.47 | 4.26 |
| 3 Y | 3,60,000 | 4,00,216 | 3,99,669 | 3,92,420 | 7.01 | 6.92 | 5.69 |
| 5 Y | 6,00,000 | 7,15,697 | 7,13,054 | 6,97,889 | 6.99 | 6.85 | 5.99 |
| 7 Y | 8,40,000 | 10,78,434 | 10,54,533 | 10,29,560 | 7.03 | 6.40 | 5.73 |
| 10 Y | 12,00,000 | 16,59,120 | 16,65,962 | 16,17,243 | 6.31 | 6.39 | 5.82 |
| 15 Y | 18,00,000 | 30,08,299 | 30,77,568 | 29,18,617 | 6.52 | 6.80 | 6.15 |
| SI | 23,10,000 | 46,65,447 | 48,37,764 | 43,68,447 | 6.81 | 7.14 | 6.20 |
Note: Systematic Investment Plan (SIP) returns are worked out assuming investment of 10,000/- every month at NAV per unit of the scheme as on the first working day for the respective time periods. The loads have not been taken into account. Past performance may or may not be sustained in future.
This product is suitable for investors who are seeking*:
- Reasonable income consistent with high liquidity over short term
- Investment in Debt & Money Market instruments
*Investors should consult their financial advisers if in doubt about whether the product is suitable for them.
