| Investment Objective The investment objective of the scheme is to track the Nifty SDL Plus AAA PSU Bond Apr 2028 75:25 Index by investing in AAA rated PSU Bonds and SDLs, maturing on or before April 2028, subject to tracking errors. However, there is no guarantee or assurance that the investment objective of the scheme will be achieved. |
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Date of inception/allotment |
3rd March, 2023 |
Fund Manager |
Mr. Jaydeep Bhowal - B.Com, CA. PGDFM Managing the scheme since Nov 2025 Total Exp: 16 Yrs |
Fund AUM/Folio as on 31st July, 2026 |
Fund Size Monthly Average : 32.92 Crore Closing AUM : 32.87 Crore No. of Folios : 560 |
High/Low NAV in the month |
High Growth Option : 12.8030 Low Growth Option : 12.7566 |
Month-end Total Expense Ratio (%)* |
Regular : 0.41 Direct : 0.21 *For detailed YTD Total Expense Ratio refer to Click Here |
Minimum Investment Amount |
Minimum initial investment of 5,000/- and in multiples of 1/- thereafter with no upper limit. |
Portfolio Parameters |
Weighted Average Maturity : 1.66 Yrs Yield to Maturity* : 6.94% Modified Duration : 1.49 Yrs Macaulay Duration : 1.55 Yrs *Annualized Portfolio YTM – Yields of all securities are annualized |
Plans/Options
(Regular / Direct) |
Growth Option |
Load Structure |
Entry Load* : Nil (Not Applicable as per SEBI guidelines) Exit Load : Nil *In terms of provision no. 11.7.1 of para 11.7 under Chapter 11 of SEBI Master Circular for Mutual Funds no entry load will be charged by the Scheme to the investor |
NAV per unit as on 31st July, 2026 |
Regular Growth Option: 12.8023 Direct Growth Option: 12.8980 |
Debt Index Replication Factor |
55.87% as on (31 July 26) |
| Tracking error as on 31st July, 2026 |  |
Benchmark Index |
Nifty SDL Plus AAA PSU Bond Apr 2028 75:25 Index |
Portfolio |
% of Nav |
Rating |
| Govt Securities | ||
| 7.98% UP SDL MAT - 11/04/2028 | 27.93 | SOV |
| 8.05% TN SDL MAT - 18/04/2028 | 19.43 | SOV |
| 08.09% WESTBENGAL SDL 27/03/2028 | 15.52 | SOV |
| 8.45% HARYANA SDL MAT - 07/03/2028 | 3.12 | SOV |
| 8.14% HR SDL MAT - 27/03/28 | 3.11 | SOV |
| 8.00% KL SDL MAT - 11/04/2028 | 3.10 | SOV |
| 08.29% WESTBENGAL SDL 21/02/2028 | 0.62 | SOV |
| 8.05% GUJARAT SDL Mat - 31/01/2028 | 0.31 | SOV |
| NCDs | ||
| 7.62% URNCD NABARD(SR-23I)-31/01/2028 | 7.16 | CRISIL AAA |
| 8.01% REC GoI Bond Series-II 24/03/2028 | 6.47 | CRISIL AAA |
| 7.59% URNCD PFC (SR-221B) 17/01/2028 | 3.66 | CRISIL AAA |
| 8.94%URNCD PFC-103-25.03.28 | 2.80 | CRISIL AAA |
| 08.06% REC UNSEC GoI Bond Series-III 27/03/2028 | 1.54 | CRISIL AAA |
| 7.53% URNCD NABARD (SR- 25E) - 24/03/2028 | 1.22 | ICRA AAA |
| 7.85% URNCD PFC (SR177)-03/04/2028 | 0.61 | CRISIL AAA |
| 7.45% URNCD EXIM (SR Z-01-28) 12/04/28 | 0.61 | CRISIL AAA |
| Net Current Assets | 2.77 | |
| Total | 100.00 |
| Fund Performance Vs Benchmark as on 31st July, 2026 Growth of 10000
|
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| Period | NAV Growth (%) |
Nifty SDL Plus AAA PSU Bond Apr 2028 75:25 Index (%) |
CRISIL 10 Year Gilt Index (%) |
NAV Growth () |
Nifty SDL Plus AAA PSU Bond Apr 2028 75:25 Index () |
CRISIL 10 Year Gilt Index () |
| 1 Y | 5.03 | 5.35 | 2.27 | 10,503 | 10,535 | 10,227 |
| 3 Y | 7.28 | 7.68 | 6.78 | 12,349 | 12,488 | 12,177 |
| SI* | 7.50 | 7.95 | 7.30 | 12,800 | 12,984 | 12,719 |
Past performance may or may not be sustained in future. Different plans have a different expense structure. The performance details provided herein are of regular plan. Period for which scheme’s performance has been provided is computed basis last day of the month-end preceding the date of advertisement. In case, the start/end date of the concerned period is a non-business day, the NAV of the previous date is considered for computation of returns. The Schemes is Managed by Mr. Jaydeep Bhowal since Nov 2025. Load is not taken into consideration for computation of performance. *Compounded annualized Growth Rate.
| SIP Returns as on 31st July, 2026
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| Period | Investment Amount () |
Fund Value () |
Nifty SDL Plus AAA PSU Bond Apr 2028 75:25 Index () |
CRISIL 10 Year Gilt Index () |
Yield (%) Fund |
Nifty SDL Plus AAA PSU Bond Apr 2028 75:25 Index |
Yield (%)- UTI Crisil 10 Yr Gilt Index |
| 1 Y | 1,20,000 | 1,25,381 | 1,23,804 | 1,22,592 | 8.46 | 5.96 | 4.05 |
| 3 Y | 3,60,000 | 4,05,851 | 4,01,930 | 3,93,081 | 7.96 | 7.30 | 5.80 |
| SI | 4,00,000 | 4,56,616 | 4,52,545 | 4,42,324 | 7.91 | 7.36 | 5.98 |
Note: Systematic Investment Plan (SIP) returns are worked out assuming investment of 10,000/- every month at NAV per unit of the scheme as on the first working day for the respective time periods. The loads have not been taken into account. Past performance may or may not be sustained in future.
*PSU Bond includes CPSE - Central Public Sector Enterprises; CPSU – Central Public Sector Unit; CPFI – Central Public Financial Institution and bonds issued by other government owned entities.
^ G-sec/SDLs having a residual maturity upto one year.
This product is suitable for investors who are seeking*:
- Income over the target maturity period
Investments in PSU Bonds & State Development Loans (SDLs), tracking Nifty SDL Plus AAA PSU Bond Apr 2028 75:25 Index, subject to tracking error.
*Investors should consult their financial advisers if in doubt about whether the product is suitable for them.
