| Investment Objective The investment objective of the scheme is to generate steady and reasonable income, with low risk and high level of liquidity from a portfolio of debt & money market instruments. However there can be no assurance that the investment objective of the Scheme will be achieved. The Scheme does not guarantee / indicate any returns. |
|
| Date of inception/allotment |
23rd June, 2003 |
| Fund Manager |
Mr. Amit Sharma (B.Com, CA, FRM) Managing the scheme since Jul 2017 Total Exp: 17 Yrs |
| Fund AUM/Folio as on 31st July, 2026 |
Fund Size Monthly Average : 30,150.24 Crore Closing AUM : 26,727.50 Crore No. of Folios : 63,708 |
| High/Low NAV in the month |
High Growth Option : 457.6915 Low Growth Option : 455.5646 |
Month-end Total Expense Ratio (%)* |
Regular : 0.28 Direct : 0.17 *For detailed YTD Total Expense Ratio refer to Click Here |
Plans/Option (Regular/Direct) |
Growth Option IDCW Option with daily re-investment Weekly/Forth nightly/Monthly/Quarterly/Half yearly/Annual and Flexi option with payout and Re-investment facility. |
Minimum Investment Amount |
Minimum initial investment under Growth Option is 100/- and in multiples of 1/-. & all other options are 20,000/- and in multiples of 1/- |
Portfolio Parameters |
Weighted Average Maturity : 37 Days Yield to Maturity* : 6.36% Modified Duration : 37 Days Macaulay Duration : 37 Days *Annualized Portfolio YTM – Yields of all securities are annualized |
Load Structure |
 |
NAV per unit as on 31st July, 2026 |
Regular Growth Option 457.6915 Regular IDCW Option 120.4798 Direct Growth Option 462.3245 Direct IDCW Option 106.5304 |
Benchmark Index |
Nifty Liquid Index A-I |
Portfolio |
% of Nav |
Rating |
| CP / CDs | ||
| HDFC Bank Ltd. | 7.04 | CARE A1+ |
| National Bank For Agriculture And Rural Development | 4.65 | ICRA A1+ |
| Reliance Retail Ventures Ltd | 3.52 | CRISIL A1+ |
| Kotak Securities Ltd. | 3.44 | CRISIL A1+ |
| Central Bank Of India | 3.16 | CRISIL A1+ |
| Union Bank Of India | 3.15 | ICRA A1+ |
| ICICI Securities Ltd. | 2.99 | CRISIL A1+ |
| Grasim Industries Ltd. | 2.97 | CRISIL A1+ |
| Small Industries Development Bank Of India | 2.97 | CRISIL A1+ |
| DBS Bank India Ltd | 2.79 | IND A1+ |
| Motilal Oswal Financial Services Ltd. | 2.79 | ICRA A1+ |
| ICICI Bank Ltd | 2.78 | ICRA A1+ |
| Canara Bank | 2.60 | CRISIL A1+ |
| Bank Of India | 2.60 | CARE A1+ |
| Hero Fincorp Ltd. | 2.23 | CRISIL A1+ |
| Canfin Homes Ltd. | 2.23 | ICRA A1+ |
| Chennai Petroleum Corporation Ltd | 1.86 | CRISIL A1+ |
| Indian Bank | 1.77 | CRISIL A1+ |
| NTPC Ltd. | 1.66 | CRISIL A1+ |
| L And T Finance Ltd | 1.21 | CRISIL A1+ |
| IGH Holdings Private Ltd | 1.12 | CRISIL A1+ |
| Punjab And Sind Bank | 1.12 | ICRA A1+ |
| Redington Ltd | 1.11 | CRISIL A1+ |
| DSP Finance Private Ltd | 1.11 | ICRA A1+ |
| UCO Bank | 1.11 | CRISIL A1+ |
| Bajaj Housing Finance Ltd | 0.93 | CRISIL A1+ |
| Bajaj Finance Ltd. | 0.93 | CRISIL A1+ |
| Export Import Bank Of India | 0.93 | CRISIL A1+ |
| Indian Oil Corporation Ltd. | 0.93 | ICRA A1+ |
| IDFC First Bank Ltd | 0.92 | CRISIL A1+ |
| Axis Securities Ltd | 0.75 | CRISIL A1+ |
| Tata Capital Housing Finance Ltd | 0.75 | CRISIL A1+ |
| Birla Group Holdings Private Ltd | 0.74 | CRISIL A1+ |
| Nuvama Wealth Finance Ltd | 0.74 | CRISIL A1+ |
| Bharat Petroleum Corporation Ltd. | 0.74 | CRISIL A1+ |
| Aditya Birla Capital Ltd | 0.74 | ICRA A1+ |
| Indus Ind Bank Ltd. | 0.56 | CRISIL A1+ |
| Axis Bank Ltd. | 0.56 | CRISIL A1+ |
| DCB Bank Ltd | 0.56 | CRISIL A1+ |
| Aditya Birla Money Ltd | 0.56 | CRISIL A1+ |
| ICICI Home Finance Company Ltd | 0.47 | CARE A1+ |
| Mirae Asset Financial Services (I) Pvt Ltd | 0.37 | CRISIL A1+ |
| Tata Capital Ltd. | 0.37 | CRISIL A1+ |
| HSBC InvestdiRECt Financial Services (I) Ltd. | 0.37 | CRISIL A1+ |
| Fedbank Financial Services Ltd. | 0.37 | CRISIL A1+ |
| Tata Teleservices Ltd. | 0.37 | CRISIL A1+ |
| Hindustan Petroleum Corporation Ltd. | 0.37 | CRISIL A1+ |
| Nuvama Wealth And Investment Ltd | 0.37 | CRISIL A1+ |
| Nuvama Wealth Management Ltd | 0.19 | CRISIL A1+ |
| Govt Securities | ||
| 91 DAYS T-BILL -20/08/2026 | 7.71 | SOV |
| 182 DAYS T-BILL - 13/08/2026 | 2.54 | SOV |
| 91 DAYS T-BILL -28/08/2026 | 1.86 | SOV |
| 91 DAYS T-BILL - 01/10/2026 | 1.85 | SOV |
| 182 DAYS T-BILL - 21/08/2026 | 1.21 | SOV |
| 364 DAYS T-BILL - 28/08/2026 | 0.93 | SOV |
| 91 DAYS T-BILL - 03/09/2026 | 0.93 | SOV |
| 91 DAYS T-BILL - 13/08/2026 | 0.32 | SOV |
| NCDs | ||
| Small Industries Development Bank Of India | 1.82 | CRISIL AAA |
| National Bank For Agriculture And Rural Development | 1.61 | CRISIL AAA |
| REC Ltd | 1.31 | CRISIL AAA |
| Power Finance Corporation Ltd. | 0.54 | CRISIL AAA |
| SMFG India Credit Company Ltd | 0.39 | ICRA AAA |
| Tata Communications Ltd. | 0.37 | CARE AAA |
| Corporate Debt Market Development Fund | ||
| Corporate Debt Market Devt Fund - A2 Units | 0.30 | |
| Net Current assets | -2.28 | |
| Total | 100.00 |
| Fund Performance Vs Benchmark (CAGR) as on 31st July, 2026 Growth of 10000 |
||||||
| Period | NAV Growth (%) |
Nifty Liquid
Index A-I
(%) |
CRISIL 1 Year T-Bill Index (%) |
NAV Growth () |
Nifty Liquid
Index A-I () |
CRISIL 1 Year T-Bill Index () |
| 7 Days | 6.14 | 5.90 | 5.48 | 10,012 | 10,011 | 10,011 |
| 15 Days | 6.27 | 6.18 | 3.48 | 10,026 | 10,025 | 10,014 |
| 1 Month | 5.95 | 5.93 | 3.31 | 10,051 | 10,050 | 10,028 |
| 1 Y | 6.33 | 6.32 | 4.21 | 10,633 | 10,632 | 10,421 |
| 3 Y | 6.88 | 6.92 | 6.32 | 12,211 | 12,225 | 12,020 |
| 5 Y | 6.19 | 6.25 | 5.67 | 13,505 | 13,543 | 13,177 |
| 10 Y | 6.06 | 6.03 | 5.97 | 18,016 | 17,965 | 17,864 |
| SI* | 6.94 | 6.98 | 5.93 | 45,726 | 46,115 | 36,881 |
Past performance may or may not be sustained in future. Different plans have a different expense structure. The performance details provided herein are of regular plan growth option. Date of allotment in the scheme/plan has been considered for inception date. Returns less than 1 year are Simple Annualized and returns greater than 1 year period are Compounded Annual Growth Rate (CAGR). The Schemes managed by Mr. Amit Sharma since July 2017. Period for which scheme’s performance has been provided is computed based on the last day of the month-end preceding the date of advertisement. In case, the start/end date of the concerned period is a non-business day, the NAV of the previous date is considered for computation of returns. Load is not taken into consideration for computation of performance.
This product is suitable for investors who are seeking*:
- Steady and reasonable Income over short-term with capital preservation.
- Investment in money market securities & high quality debt
*Investors should consult their financial advisers if in doubt about whether the product is suitable for them.
