| Investment Objective The investment objective of the scheme is to generate reasonable income with high level of liquidity by investing in a portfolio of money market instruments. However there can be no assurance that the investment objective of the Scheme will be achieved. The Scheme does not guarantee / indicate any returns. |
|
| Date of inception/allotment |
23rd April, 1997 |
| Fund Manager |
Mr. Amit Sharma (B.Com, CA, FRM) Managing the scheme since Jul 2017. Total Exp: 17 Yrs Mr. Anurag Mittal B.Com, Master of Science, Chartered Accountant. Managing the scheme since Dec 2021 Total Exp: 15 Yrs |
| Fund AUM/Folio as on 31st July, 2026 |
Fund Size Monthly Average : 16,532.11 Crore Closing AUM : 18,782.46 Crore No. of Folios : 20,479 |
| High/Low NAV in the month |
High Growth Option : 3303.0055 Low Growth Option : 3288.5797 |
Month-end Total Expense Ratio (%)* |
Regular : 0.25 Direct : 0.15 *For detailed YTD Total Expense Ratio refer to Click Here |
Plans/Option (Regular/Direct) |
Growth Option IDCW Option with daily re-investment Weekly/Forth nightly/Monthly/Quarterly/Half yearly/Annual and Flexi option with payout and Re-investment facility. |
Minimum Investment Amount |
Minimum initial investment under Growth option is Rs.500/- and in multiples of Re.1/-. & under IDCW option is Rs.20,000/- and in multiples of Re.1/- |
Portfolio Parameters |
Weighted Average Maturity : 168 Days Yield to Maturity* : 6.92% Modified Duration : 168 Days Macaulay Duration : 168 Days *Annualized Portfolio YTM – Yields of all securities are annualized |
Load Structure |
Entry Load : Nil Exit Load : Nil |
NAV per unit as on 31st July, 2026 |
Regular Growth Option 3303.0055 Regular IDCW Option 1065.7613 Direct Growth Option 3346.0956 Direct IDCW Option 1030.8660 |
Benchmark Index |
CRISIL Money Market A-I Index |
Portfolio |
% of Nav |
Rating |
| CP / CDs | ||
| National Bank For Agriculture And Rural Development | 9.13 | CRISIL A1+ |
| Small Industries Development Bank Of India | 8.88 | CARE A1+ |
| Canara Bank | 7.70 | CRISIL A1+ |
| Indian Bank | 5.41 | CRISIL A1+ |
| Kotak Mahindra Bank Ltd. | 5.02 | CRISIL A1+ |
| Indus Ind Bank Ltd. | 3.87 | CRISIL A1+ |
| Axis Bank Ltd. | 3.60 | CRISIL A1+ |
| HDFC Bank Ltd. | 3.59 | CARE A1+ |
| Angel One Ltd | 2.54 | CARE A1+ |
| Export Import Bank Of India | 2.20 | CRISIL A1+ |
| Poonawalla Fincorp Ltd. | 2.05 | CARE A1+ |
| ICICI Bank Ltd | 2.05 | ICRA A1+ |
| Fedbank Financial Services Ltd. | 2.04 | CRISIL A1+ |
| IGH Holdings Private Ltd | 1.92 | CRISIL A1+ |
| National Bank For Financing Infrastruture & Development | 1.79 | CRISIL A1+ |
| Bharti Telecom Ltd. | 1.53 | CARE A1+ |
| Torrent Pharmaceuticals Ltd. | 1.29 | ICRA A1+ |
| Au Small Finance Bank Ltd | 1.29 | CARE A1+ |
| Equitas Small Finance Bank Ltd | 1.29 | CARE A1+ |
| IDFC First Bank Ltd | 1.28 | CRISIL A1+ |
| GIC Housing Finance Ltd. | 1.28 | CRISIL A1+ |
| ICICI Securities Ltd. | 1.27 | CRISIL A1+ |
| Aseem Infrastructure Finance Ltd | 1.27 | CARE A1+ |
| UCO Bank | 1.25 | CRISIL A1+ |
| Bank Of Maharashtra | 1.16 | CRISIL A1+ |
| Infina Finance Private Ltd | 1.03 | CRISIL A1+ |
| Kotak Mahindra Prime Ltd. | 1.03 | CRISIL A1+ |
| Indian Overseas Bank | 1.03 | CARE A1+ |
| Tata Capital Ltd. | 1.02 | CRISIL A1+ |
| Punjab And Sind Bank | 0.89 | ICRA A1+ |
| Union Bank Of India | 0.77 | ICRA A1+ |
| Birla Group Holdings Private Ltd | 0.77 | CRISIL A1+ |
| Mahindra Rural Housing Finance Ltd | 0.76 | CRISIL A1+ |
| Muthoot Fincorp Ltd | 0.64 | CRISIL A1+ |
| Tata Teleservices Ltd. | 0.54 | CRISIL A1+ |
| Aditya Birla Capital Ltd | 0.51 | ICRA A1+ |
| Axis Securities Ltd | 0.51 | CRISIL A1+ |
| Nuvama Wealth Finance Ltd | 0.51 | CRISIL A1+ |
| Ujjivan Small Finance Bank Ltd | 0.51 | ICRA A1+ |
| 360 One Wam Ltd | 0.38 | ICRA A1+ |
| 360 One Prime Ltd | 0.38 | ICRA A1+ |
| Nuvama Wealth Management Ltd | 0.13 | CRISIL A1+ |
| Govt Securities | ||
| 182 DAYS T-BILL - 18/09/2026 | 3.51 | SOV |
| 182 DAYS T-BILL - 27/08/2026 | 1.59 | SOV |
| 182 DAYS T-BILL - 10/09/2026 | 1.59 | SOV |
| 5.74% GS 2026-MAT-15/11/2026 | 1.49 | SOV |
| 182 DAYS T-BILL - 03/09/2026 | 1.06 | SOV |
| 364 DAYS T-BILL - 17/09/2026 | 0.53 | SOV |
| 6.97% GSEC 06/09/26 | 0.27 | SOV |
| 364 DAYS T -BILL MD 13/08/2026 | 0.27 | SOV |
| Corporate Debt Market Development Fund | ||
| Corporate Debt Market Devt Fund - A2 Units | 0.31 | |
| Net Current assets | 3.25 | |
| Total | 100.00 |
| Fund Performance Vs Benchmark (CAGR) as on 31st July, 2026 Growth of 10000 |
||||||
| Period | NAV Growth (%) |
CRISIL Money Market A-I Index (%) |
CRISIL 1 Year T-Bill Index (%) |
NAV Growth () |
CRISIL Money Market A-I Index () |
CRISIL 1 Year T-Bill Index () |
| 7 Days | 7.80 | 6.95 | 5.48 | 10,015 | 10,013 | 10,011 |
| 15 Days | 8.12 | 7.17 | 3.48 | 10,033 | 10,029 | 10,014 |
| 1 Month | 5.79 | 5.64 | 3.31 | 10,049 | 10,048 | 10,028 |
| 1 Y | 6.24 | 5.96 | 4.21 | 10,624 | 10,596 | 10,421 |
| 3 Y | 7.29 | 6.92 | 6.32 | 12,353 | 12,225 | 12,020 |
| 5 Y | 6.55 | 6.33 | 5.67 | 13,735 | 13,594 | 13,177 |
| 10 Y | 6.63 | 6.35 | 5.97 | 19,008 | 18,515 | 17,864 |
| SI* | 7.25 | 7.00 | 6.12 | 33,025 | 31,735 | 27,563 |
Past performance may or may not be sustained in future. Different plans have a different expense structure. The performance details provided herein are of regular plan growth option. Date of allotment in the scheme/plan has been considered for inception date. Returns less than 1 year are Simple Annualized and returns greater than 1 year period are Compound Annual Growth Rate (CAGR). The scheme is managed by the Fund Manager Mr. Amit Sharma since July 2017 & Mr. Anurag Mittal since Dec 2021. Period for which scheme’s performance has been provided is computed based on the last day of the month-end preceding the date of advertisement. In case, the start/end date of the concerned period is a non-business day, the NAV of the previous date is considered for computation of returns. Load is not taken into consideration for computation of performance.
| Period | |||||||
|
Investment Amount ()
|
Fund Value
() |
CRISIL Money Market A-I
Index () |
CRISIL 1 Year
T-Bill Index () |
Yield (%) Fund
|
Yield (%)
CRISIL Money Market A-I Index |
Yield (%)
CRISIL 1 Year T-Bill Index |
|
| 1 Y | 1,20,000 | 1,24,167 | 1,23,983 | 1,22,725 | 6.53 | 6.24 | 4.26 |
| 3 Y | 3,60,000 | 4,00,686 | 3,98,076 | 3,92,420 | 7.09 | 6.65 | 5.69 |
| 5 Y | 6,00,000 | 7,16,840 | 7,10,851 | 6,97,889 | 7.06 | 6.72 | 5.99 |
| 7 Y | 8,40,000 | 10,63,111 | 10,52,071 | 10,29,560 | 6.63 | 6.34 | 5.73 |
| 10 Y | 12,00,000 | 16,83,635 | 16,56,858 | 16,17,243 | 6.59 | 6.28 | 5.82 |
| 15 Y | 18,00,000 | 31,03,997 | 30,41,822 | 29,18,617 | 6.90 | 6.66 | 6.15 |
| SI | 20,40,000 | 38,57,843 | 37,71,012 | 35,64,677 | 7.05 | 6.81 | 6.21 |
Note: Systematic Investment Plan (SIP) returns are worked out assuming investment of 10,000/- every month at NAV per unit of the scheme as on the first working day for the respective time periods. The loads have not been taken into account. Past performance may or may not be sustained in future.
This product is suitable for investors who are seeking*:
- Reasonable with high level of liquidity over short-term
- Investment in money market securities
*Investors should consult their financial advisers if in doubt about whether the product is suitable for them.
