| Investment Objective The investment objective of the scheme is to generate reasonable income, with low risk and high level of liquidity from a portfolio of overnight securities having a maturity of one day. However there can be no assurance that the investment objective of the Scheme will be achieved. The Scheme does not guarantee / indicate any returns. |
|
| Date of inception/allotment |
24th November, 2003 |
| Fund Manager |
Mr. Jaydeep Bhowal - B.Com., CA. PGDFM Managing the scheme since Jan 2025 Total Exp: 16 Yrs |
| Fund AUM/Folio as on 31st July, 2026 |
Fund Size Monthly Average : 5,565.09 Crore Closing AUM : 5,089.23 Crore No. of Folios : 9,294 |
| High/Low NAV in the month |
High Growth Option : 3708.0756 Low Growth Option : 3692.5903 |
Month-end Total Expense Ratio (%)* |
Regular : 0.15 Direct : 0.09 *For detailed YTD Total Expense Ratio refer to Click Here |
Minimum Investment Amount |
Minimum initial investment under Growth option is Rs.500/- and in multiples of Re.1/-. & under IDCW option is Rs. 20,000/- and in multiples of Re.1/- |
Plans/Options
(Regular / Direct) |
Growth Option, Periodic Option with payout & reinvestment of IDCW Daily Reinvestment of IDCW Option |
Portfolio Parameters |
Weighted Average Maturity : 3 days Yield to Maturity* : 5.23% Modified Duration : 3 days Macaulay Duration : 3 days *Annualized Portfolio YTM – Yields of all securities are annualized |
Load Structure |
Entry Load : Nil Exit Load : Nil |
NAV per unit as on 31st July, 2026 |
Regular Growth Option 3708.0756 Regular IDCW Option 1370.8617 Direct Growth Option 3750.4162 Direct IDCW Option 1371.6621 |
Options Available |
SIP & Trigger Option |
Benchmark Index |
CRISIL Liquid Overnight Index |
UTI Overnight Fund (Formerly known as UTI UTI G-SEC STP) - IDCW Declaration |
||||||
Year |
IDCW |
Per unt |
NAV (Cum Div ) |
Face Value (per unit) |
NAV Date |
Record Date |
2006 |
2.25% |
0.225 |
10.65 |
10.00 |
9/29/2006 |
10-06-2006 |
2007 |
2.50% |
0.250 |
10.7471 |
10.00 |
3/30/2007 |
04-06-2007 |
2007 |
2.75% |
0.275 |
10.8159 |
10.00 |
9/28/2007 |
10-05-2007 |
2008 |
2.25% |
0.225 |
10.8738 |
10.00 |
9/30/2008 |
10-07-2008 |
2009 |
3.00% |
0.300 |
11.2318 |
10.00 |
3/30/2009 |
04-06-2009 |
2009 |
0.05% |
0.050 |
10.916 |
10.00 |
9/30/2009 |
10-07-2009 |
2012 |
6.00% |
0.600 |
11.9718 |
10.00 |
3/28/2012 |
04-04-2012 |
2013 |
3.00% |
0.300 |
12.0232 |
10.00 |
3/18/2013 |
3/25/2013 |
2013 |
2.00% |
0.200 |
12.2042 |
10.00 |
9/19/2013 |
9/26/2013 |
2014 |
2.00% |
0.200 |
12.5067 |
10.00 |
3/19/2014 |
3/26/2014 |
2015 |
4.00% |
0.400 |
13.0042 |
10.00 |
3/19/2015 |
3/26/2015 |
2016 |
6.00% |
0.600 |
13.7856 |
10.00 |
21-03-2016 |
28-03-2016 |
2017 |
7.00% |
0.700 |
13.992 |
10.00 |
15-03-2017 |
22-03-2017 |
2018 |
4.00% |
0.400 |
14.0709 |
10.00 |
19-03-2018 |
26-03-2018 |
2019 |
4.00% |
40.000 |
1448.7274 |
1000.00 |
18-03-2019 |
25-03-2019 |
2020 |
4.00% |
40.000 |
1483.9871 |
1000.00 |
19-03-2020 |
26-03-2020 |
2020 |
3.00% |
30.000 |
1513.2932 |
1000.00 |
15-03-2022 |
22-03-2022 |
The scheme IDCW details under regular plan.
Disclaimer: Pursuant to payment of Dividend/Bonus, the Nav of the income distribution cum capital withdrawal options of the schemes would fall to the extent of payout and statutory levy (if applicable)
| Portfolio | % of Nav |
Rating |
| Govt Securities | ||
| 91 DAYS T-BILL - 13/08/2026 | 1.96 | SOV |
| 91 DAYS T-BILL - 06/08/2026 | 0.98 | SOV |
| 364 DAYS T-BILL - 20/08/2026 | 0.98 | SOV |
| Net Current assets | 96.08 | |
| Total | 100.00 |
| Fund Performance Vs Benchmark (CAGR) as on 31st July, 2026 Growth of 10000 |
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| Period | NAV Growth (%) |
CRISIL Liquid Overnight Index (%) |
CRISIL 1 Year T-Bill Index (%) |
NAV Growth () |
CRISIL Liquid Overnight Index () |
CRISIL 1 Year T-Bill Index () |
| 7 Days | 5.07 | 5.18 | 5.48 | 10,010 | 10,010 | 10,011 |
| 15 Days | 5.11 | 5.17 | 3.48 | 10,021 | 10,021 | 10,014 |
| 1 Month | 5.12 | 5.18 | 3.31 | 10,043 | 10,044 | 10,028 |
| 1 Y | 5.28 | 5.32 | 4.21 | 10,528 | 10,532 | 10,421 |
| 3 Y | 6.09 | 6.15 | 6.32 | 11,942 | 11,963 | 12,020 |
| 5 Y | 5.61 | 5.70 | 5.67 | 13,140 | 13,196 | 13,177 |
| 5 Y | 5.37 | 5.42 | 5.97 | 16,877 | 16,957 | 17,864 |
| SI* | 5.94 | 5.90 | 5.93 | 37,053 | 36,737 | 36,974 |
Past performance may or may not be sustained in future. Different plans have a different expense structure. The performance details provided herein are of regular plan growth option. Date of allotment in the scheme/plan has been considered for inception date. Returns less than 1 year are Simple Annualized Growth Rate. Returns greater than 1 year period are Compound Annual Growth Rate (CAGR). The schemes is managed by the Fund Manager Mr. Jaydeep Bhowal since Jan 2025. Period for which scheme’s performance has been provided is computed based on the last day of the month-end preceding the date of advertisement. In case, the start/ end date of the concerned period is a non-business day, the NAV of the previous date is considered for computation of returns. Load is not taken into consideration for computation of performance.
| Period | |||||||
|
Investment Amount ()
|
Fund Value ()
|
CRISIL Liquid Overnight Index ()
|
CRISIL 1 Year
T-Bill Index () |
Yield (%) Fund
|
Yield (%)
CRISIL Liquid Overnight Index |
Yield (%)
CRISIL 1 Year T-Bill Index |
|
| 1 Y | 1,20,000 | 1,23,339 | 1,23,367 | 1,22,731 | 5.22 | 5.27 | 4.27 |
| 3 Y | 3,60,000 | 3,92,775 | 3,93,070 | 3,92,426 | 5.75 | 5.80 | 5.69 |
| 5 Y | 6,00,000 | 6,96,293 | 6,97,506 | 6,97,895 | 5.90 | 5.97 | 5.99 |
| 7 Y | 8,40,000 | 10,22,218 | 10,25,198 | 10,29,566 | 5.53 | 5.61 | 5.73 |
| 10 Y | 12,00,000 | 15,76,823 | 15,85,935 | 16,17,249 | 5.33 | 5.44 | 5.82 |
| 15 Y | 18,00,000 | 28,27,787 | 28,23,613 | 29,18,623 | 5.76 | 5.74 | 6.15 |
| SI | 26,00,000 | 52,37,930 | 50,20,031 | 53,49,083 | 6.01 | 5.66 | 6.18 |
Note: Systematic Investment Plan (SIP) returns are worked out assuming investment of 10,000/- every month at NAV per unit of the scheme as on the first working day for the respective time periods. The loads have not been taken into account. Past performance may or may not be sustained in future.
This product is suitable for investors who are seeking*:
- Reasonable income over one day with capital preservation
- Investment in overnight securities
*Investors should consult their financial advisers if in doubt about whether the product is suitable for them.
