| Investment Objective The objective of the scheme is to generate long term capital appreciation by investing predominantly in companies that are expected to benefit from the growth of consumption, changing demographics, consumer aspirations and lifestyle. However, there can be no assurance or guarantee that the investment objective of the scheme would be achieved. |
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| Date of inception/allotment |
16th August, 2007 | ||||||||||||
| Fund Manager |
Mr. Vicky Punjabi, BMS, CA, CFA Managing the scheme since Jun 2025 Total Exp: 4 Yrs |
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| Fund AUM/Folio as on 31st July, 2026 |
Fund Size Monthly Average : 710.03 Crore Closing AUM : 735.17 Crore No. of Folios : 52,739 |
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| High/Low NAV in the month |
High Growth Option : 58.9845 Low Growth Option : 56.6555 |
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Month-end Total Expense Ratio (%)* |
Regular : 2.43 Direct : 1.61 *For detailed YTD Total Expense Ratio refer to Click Here |
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Minimum Investment Amount |
Minimum initial investment of 5000/-and in multiples of 1/- thereafter with no upper limit. | ||||||||||||
Plans/Options
(Regular / Direct) |
Growth option IDCW option with Payout and Reinvestment | ||||||||||||
Market Capitalisation (%) |
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Load Structure |
Entry Load: Nil Exit Load : < 30 days – 1%;≥ 30 days – Nil |
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NAV per unit as on 31st July, 2026 |
Regular Growth Option 58.9845 Regular IDCW Option 51.5605 Direct Growth Option 64.3973 Direct IDCW Option 56.5335 |
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Benchmark Index |
Nifty India Consumption TRI | ||||||||||||
Overweight (Top 5) |
% of Nav |
Underweight (Top 5) |
% of Nav |
| Eternal Ltd | 3.0 | ITC Ltd | -5.0 |
| Polycab India Ltd | 2.1 | Bharti Airtel Ltd | -4.5 |
| Phoenix Mills Ltd | 1.9 | Bajaj Auto Ltd | -3.7 |
| Titan Company Ltd | 1.9 | Asian Paints Ltd | -3.6 |
| Bajaj Finance Ltd | 1.8 | Interglobe Aviation Ltd | -3.4 |
UTI India Consumer Fund (Formerly known as UTI India Lifestyle Fund) |
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Year |
IDCW |
Rs. Per unt |
NAV (Cum Div ) |
Face Value (per unit) |
NAV Date |
Record Date |
2015 |
12.00% |
1.20 |
19.1601 |
10.00 |
16-09-2015 |
24-09-2015 |
2021 |
20.00% |
2.00 |
29.4591 |
10.00 |
01-03-2021 |
08-03-2021 |
The scheme IDCW details under regular plan.
Disclaimer: Pursuant to payment of Dividend/Bonus, the Nav of the income distribution cum capital withdrawal options of the schemes would fall to the extent of payout and statutory levy (if applicable)
| Automobile and Auto Components | 26% |
| Consumer Services | 23% |
| Consumer Durables | 14% |
| Fast Moving Consumer Goods | 13% |
| Telecommunication | 6% |
|
Equity
|
% of NAV
|
| Mahindra & Mahindra Ltd. | 9.49 |
| Eternal Ltd. | 9.27 |
| Titan Company Ltd. | 7.69 |
| Maruti Suzuki India Ltd. | 5.73 |
| Bharti Airtel Ltd. | 5.52 |
| Eicher Motors Ltd | 4.56 |
| Trent Ltd. | 4.26 |
| TVS Motor Company Ltd | 3.57 |
| ITC Ltd. | 2.80 |
| Tata Consumer Products Ltd | 2.41 |
| Avenue Supermarts Ltd. | 2.40 |
| Hero Motocorp Ltd. | 2.22 |
| Hindustan Unilever Ltd. | 2.20 |
| Nestle India Ltd. | 2.20 |
| Polycab India Ltd | 2.11 |
| Phoenix Mills Ltd | 1.95 |
| Bajaj Finance Ltd. | 1.79 |
| Global Health Ltd. | 1.72 |
| Info-Edge (India) Ltd. | 1.69 |
| Dixon Technologies (India) Ltd | 1.65 |
| Varun Beverages Ltd | 1.60 |
| Jubilant Food Works Ltd | 1.52 |
| Pidilite Industries Ltd. | 1.43 |
| Brigade Enterprises Ltd. | 1.33 |
| HDFC Bank Ltd. | 1.32 |
| PB Fintech Ltd | 1.29 |
| Metro Brands Ltd | 1.29 |
| United Spirits Ltd. | 1.27 |
| V-Mart Retail Ltd | 1.26 |
| Tips Music Ltd. | 1.23 |
| Others | 9.30 |
| Net Current Assets | 1.94 |
| Total | 100.00 |
% of top 10 stocks |
55.31 |
Median Market Cap ( Cr) |
2,76,109 |
Weighted Average Market Cap |
3,11,338 |
Number of Securities |
42 |
All figures given are provisional and unaudited. |
Quantitative Indicators |
Fund |
Benchmark |
Beta |
0.95 |
1 |
Standard Deviation (Annual) |
13.48% |
13.69% |
Sharpe ratio |
0.44 |
|
Portfolio Turnover Ratio (Annual) |
0.33 |
|
P/B |
7.23 |
7.37 |
P/E |
44.86 |
39.61 |
RoE |
22.31 |
22.00 |
Calculation Methodology: P/E and P/B are based on harmonic mean: ROE is calculated as a weighted average. All figures are based on trailing twelve months (TTM) data.
| Fund Performance Vs Benchmark (CAGR) as on 31st July, 2026 Growth of 10000 |
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| Period | NAV Growth (%) |
Nifty India Consumption TRI (%) |
Nifty 50 TRI (%) |
NAV Growth () |
Nifty India Consumption TRI () |
Nifty 50 TRI () |
| 1 Y | 4.02 | 3.84 | -0.43 | 10,402 | 10,384 | 9,957 |
| 3 Y | 11.39 | 13.95 | 8.56 | 13,825 | 14,801 | 12,797 |
| 5 Y | 10.52 | 14.79 | 10.40 | 16,494 | 19,938 | 16,404 |
| 10 Y | 10.95 | 13.25 | 12.28 | 28,283 | 34,728 | 31,864 |
| SI* | 9.78 | 13.23 | 10.68 | 58,967 | 1,06,207 | 68,871 |
B - Benchmark, AB - Additional Benchmark, TRI - Total Return Index. Past performance may or may not be sustained in future. Different plans shall have different expense structures. The performance details provided herein are of regular plan (growth Option). Returns greater than 1 year period are Compound Annual Growth Rate (CAGR). *Inception Date of UTI India Consumer Fund: August 16, 2007. @Since Inception return for SIP – Aug 1, 2007. For SIP calculation monthly investment of 10000 is taken. The Scheme is currently managed by Mr. Vicky Punjabi since Jun 2025. Period for which scheme's performance has been provided is computed basis last day of the month-end preceding the date of advertisement. Load is not taken into consideration for computation of performance.
| Period | |||||||
|
Investment Amount ()
|
Fund Value ()
|
Nifty India
Consumption TRI () |
Nifty 50 TRI ()
|
Yield (%)
Fund |
Yield (%)
Nifty India Consumption TRI |
Yield (%)
Nifty 50 TRI |
|
| 1 Y | 1,20,000 | 1,25,210 | 1,24,726 | 1,19,609 | 8.18 | 7.42 | -0.61 |
| 3 Y | 3,60,000 | 3,98,898 | 4,11,315 | 3,84,933 | 6.79 | 8.86 | 4.40 |
| 5 Y | 6,00,000 | 7,65,788 | 8,26,418 | 7,36,945 | 9.70 | 12.77 | 8.16 |
| 7 Y | 8,40,000 | 12,86,747 | 14,31,670 | 12,67,635 | 11.98 | 14.97 | 11.56 |
| 10 Y | 12,00,000 | 21,72,807 | 24,95,080 | 22,36,430 | 11.43 | 14.02 | 11.97 |
| 15 Y | 18,00,000 | 45,14,473 | 58,28,293 | 48,87,346 | 11.38 | 14.35 | 12.31 |
| SI | 22,70,000 | 75,70,038 | 1,07,32,951 | 79,47,633 | 11.49 | 14.56 | 11.92 |
Note: Systematic Investment Plan (SIP) returns are worked out assuming investment of 10,000/- every month at NAV per unit of the scheme as on the first working day for the respective time periods. The loads have not been taken into account. Past performance may or may not be sustained in future.
This product is suitable for investors who are seeking*:
- Long term capital growth
- Investment in equity instruments of companies that are expected to benefit from the changing consumer aspirations, changing lifestyle and growth of consumption
*Investors should consult their financial advisers if in doubt about whether the product is suitable for them.