Question 1

What is UTI Liquid Fund (Formerly UTI Liquid Cash Plan)?

Accepted Answer

UTI Liquid Fund (Formerly UTI Liquid Cash Plan) is an open ended liquid fund investing in debt and money market instruments with maturity of up to 91 days.

Question 2

Why should I invest in UTI Liquid Fund (Formerly UTI Liquid Cash Plan)?

Accepted Answer

The scheme provides an alternate avenue to park surplus funds lying idle in savings/ current accounts. It also aims to generate reasonable income with high quality low risk portfolio.

Question 3

How to Invest in UTI Liquid Fund (Formerly UTI Liquid Cash Plan)?

Accepted Answer

Investors can simply login to UTI Mutual Fund and start investing, subject to KYC compliance. Investors may also approach nearest UTI Financial Centers (UFCs). Alternatively, investors may also approach your mutual fund distributor, financial advisor or various online platform for investments.

Question 4

How are UTI Liquid Fund (Formerly UTI Liquid Cash Plan) taxed?

Accepted Answer

UTI Liquid Fund (Formerly UTI Liquid Cash Plan) will attract capital gains tax if the redemption value is more than the purchase price. The gains can either be short term or long term in nature. If you hold units for 3 years or less, the gains made are subject to Short-Term Capital Gains Tax and are taxed as per your income slab. If you hold the units for more than three years, the gains are subject to Long-Term Capital Gains Tax which is taxed at 20% and you would get the benefit of indexation (available to debt funds). Indexation accounts for the effect of inflation in the acquisition purchase cost i.e. the purchase price is increased to adjust for inflation (using an index provided by the Government) before calculating the capital gain. Thus, it reduces the overall tax liability.

Question 5

What are the benefits of investing in UTI Liquid Fund (Formerly UTI Liquid Cash Plan)?

Accepted Answer

UTI Liquid Fund (Formerly UTI Liquid Cash Plan) is highly liquid in nature as investments are made in securities having a maturity of upto 91 days The fund is positioned as low-risk, low-volatility fund which aims at offering reasonable returns to investors looking to park short term surplus

UTI Liquid Fund

About This Scheme

Fund Manager

Product Label

Check Out Our Product Content

Watch our Debt Market Outlook

Other Funds For You To Consider

About Scheme

Why choose this scheme?